The Software Engineer II will build product features for financial services, focusing on user-facing features, backend services, and collaborating with the product team in a remote environment.
Flex is building the AI-native private bank for business owners.
We’re re-architecting the entire financial system for entrepreneurs—from the first dollar a business earns to how that value compounds, moves, and is ultimately spent in real life. Banking, credit, payments, personal finance, and financial operations—rebuilt from the ground up as a single, intelligent system. Flex is the full financial home for ambitious owners.
Since launching publicly in September 2023, Flex has scaled from zero to nine-figure annualized revenue, with a clear path to profitability by late 2026. We move fast, ship relentlessly, and operate with extreme ownership.
Our customers are affluent business owners ($3–$200M in revenue)—the backbone of the economy and one of the most underserved segments in finance. They’re stuck with outdated banks and fragmented tools. We’re replacing all of it. The opportunity is massive: a ~$1T+ revenue market hiding in plain sight. Our ambition is to build a $100B+ company by delivering a product that is fundamentally better—not incrementally improved.
Flex has raised $100M+ in equity and $300M+ in debt.
- Mission-critical problems: We build software that directly controls how money moves at scale.
- High bar, low ego: Small teams, exceptional people, real ownership.
- Speed over comfort: We prioritize execution, quality, clarity, and results.
- Enduring impact: What we’re building will define how a generation of owners runs their businesses.
Team & Locations
We hire exceptional people who want to build hard things and see their work matter immediately. Roles are available in: San Francisco, Miami, New York, and fully remote.
Flex Fuels Ambition.
🕺About the Role
We're looking for a Software Engineer II to help build product features that power financial services. You'll work on systems that handle payments, credit, and other core products that our customers rely on daily to drive business operations.
✅ What You’ll Do
- Own the full lifecycle of medium-sized features and tasks across our product stack
- Build user-facing features, internal tools, APIs, and backend services
- Write clear, maintainable, and tested code that you'll be responsible for long-term
- Participate in code reviews and provide timely feedback to teammates
- Build features with the end product and user in mind, not just the code
- Reason carefully about how your work extends in service of larger product needs
- Build upon systems and features that others depend on
- Balance speed with reliability and compliance in a regulated environment
- Collaborate with other engineers and product team members to deliver high-impact work
⚡️What Makes You a Great Fit
- Have strong fundamentals in software development and ability to work effectively within established systems
- Product sense—you think about the user impact and business value of your work
- Ability to take responsibility for the maintenance and quality of what you build
- Experience with financial services, regulated industries, or handling sensitive data is a plus but not required
- Ability to research and proactively solve problems, bring solutions to the table
- English proficiency
- A strong work ethic
Technical environment: We primarily use Typescript, PostgreSQL, and GCP. We are building in a monorepo with a lean towards rapid value creation through trunk based development. Deploying to production 3-5 times a week is the average velocity of a team member.
What matters to us: We value ownership, product sense, and clear communication. You should be someone who thinks beyond just shipping code to understanding the impact on users and the business. We're a small team, so everyone wears multiple hats and jumps in where needed.
Why Join Us
Build something generational — Capture the full lifecycle of money for ambitious business owners.
Work on real money, real risk — Payments, credit, and banking at serious scale.
Solve hard problems — AI, underwriting, compliance, and global finance from first principles.
True ownership — Small teams, high trust, real accountability.
Founder-level exposure — Direct access to leadership, customers, and investors.
High bar, high taste — Move fast without cutting corners.
Elite peers — People here are builders, not tourists.
Real upside — Meaningful equity if you help build something big.
Similar Jobs
Financial Services
Design, build, deploy, and support cloud-native, microservices-based enterprise applications. Write secure, high-quality Java code, use CI/CD and container deployments, leverage enterprise AI-assisted tools, and collaborate with product and engineering teams to deliver resilient, production-grade software.
Top Skills:
Ai AgentsAngularCi/CdCloudContainersEnterprise-Authorized Ai-Assisted Development ToolsEvent-Driven/MessagingJavaLlmMicro-FrontendMicroservicesReactSpring Boot
Artificial Intelligence • Cloud • Machine Learning • Mobile • Software • Virtual Reality • App development
Design, implement, and operate critical, highly scalable backend services (identity, friend graph, persistence). Collaborate across teams, build and test distributed systems, ensure availability and operational excellence, use AI tools to accelerate development, and participate in incident response and debugging.
Top Skills:
Ai ToolsAWSC++Distributed SystemsGCPJavaKubernetesMemcacheMicroservicesNoSQLPythonRedis
Fintech • Financial Services
Develop and maintain full-stack servicing applications using Next.js/React and .NET C# or NestJS GraphQL. Contribute to feature development, testing, CI/CD deployments on AWS/EKS, participate in code reviews, use AI code-generation tools, and support production systems including on-call rotation.
Top Skills:
.NetAmazon EksAnthropic Claude CodeAWSC#Ci/CdCursorGitGithub CopilotGraphQLKubernetesNestjsNext.JsReact
What you need to know about the NYC Tech Scene
As the undisputed financial capital of the world, New York City is an epicenter of startup funding activity. The city has a thriving fintech scene and is a major player in verticals ranging from AI to biotech, cybersecurity and digital media. It also has universities like NYU, Columbia and Cornell Tech attracting students and researchers from across the globe, providing the ecosystem with a constant influx of world-class talent. And its East Coast location and three international airports make it a perfect spot for European companies establishing a foothold in the United States.
Key Facts About NYC Tech
- Number of Tech Workers: 549,200; 6% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Capgemini, Bloomberg, IBM, Spotify
- Key Industries: Artificial intelligence, Fintech
- Funding Landscape: $25.5 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Greycroft, Thrive Capital, Union Square Ventures, FirstMark Capital, Tiger Global Management, Tribeca Venture Partners, Insight Partners, Two Sigma Ventures
- Research Centers and Universities: Columbia University, New York University, Fordham University, CUNY, AI Now Institute, Flatiron Institute, C.N. Yang Institute for Theoretical Physics, NASA Space Radiation Laboratory
