Software Engineer, Spend Management

At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.

Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.

Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.

Ramp has been named to Fast Company’s Most Innovative Companies list and LinkedIn’s Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine’s 100 Most Influential Companies.

The Spend Management team owns the core experience that helps finance teams control, automate, and optimize company spend.

We build the engine that powers Ramp’s card and expense workflows—from card issuance and spend limits to approvals, policy enforcement, and real-time insights.

Our systems handle billions of dollars in transactions and integrate deeply with Ramp’s AI platform, financial infrastructure, and partner ecosystems (banks, ERPs, HRIS).

As a backend engineer on this team, you’ll work across product surfaces that are central to Ramp’s success: cards, approvals, spend controls, and automation intelligence.

• Design, build, and scale backend systems that power spend controls, approval workflows, and card transactions at massive scale

• Collaborate cross-functionally with product, design, and data to deliver intelligent, user-first experiences for finance teams

• Integrate with Ramp’s internal AI platform to automate spend policy enforcement and anomaly detection

• Own complex projects end-to-end — from architecture to deployment and observability

• Partner with the Product Platform and Integrations teams to ensure reliability, scalability, and data consistency across financial systems

• Continuously improve Ramp’s transaction and policy infrastructure for performance, accuracy, and resilience
  

• 2+ years of software engineering experience (backend or fullstack with a backend focus)

• Strong fundamentals in backend systems and API design — experience with Python, Go, or TypeScript is ideal

• Familiarity with PostgreSQL, AWS, and modern observability tooling

• Product sense: ability to balance technical quality with speed and user value

• Collaborative, thoughtful communicator who thrives in high-ownership environments
  

• Fintech or payments experience (cards, reconciliation, transaction processing)

• Exposure to AI- or rule-based automation systems

• Experience integrating with ERP or accounting systems

• Familiarity with security, risk, or compliance-driven domains

• Experience building reliable distributed systems that process large volumes of financial or transactional data

• 100% medical, dental & vision insurance coverage for you

  • Partially covered for your dependents

  • One Medical annual membership

• 401k (including employer match on contributions made while employed by Ramp)

• Flexible PTO

• Fertility HRA (up to $10,000 per year)

• Parental Leave

• Pet insurance

• Centralized home-office equipment ordering for all employees

• Health and Wellness stipend

• In-office perks: lunch, snacks, drinks, and more

• Budget for intra-office travel

• Relocation support to NYC or SF (as needed)

If you are being referred for the role, please contact that person to apply on your behalf.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

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