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PayPal

Manager, FP&A Credit

Sorry, this job was removed at 12:10 a.m. (EST) on Thursday, Nov 06, 2025
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In-Office
New York City, NY, USA
101K-173K Annually
In-Office
New York City, NY, USA
101K-173K Annually

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The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

We are seeking a highly motivated Finance Manager to join PayPal’s Global Credit Finance team supporting the Buy Now Pay Later (BNPL) portfolio. This individual will play a critical role in driving financial planning, forecasting, and performance management for the BNPL business.
In this role, you will serve as a valued thought partner to Finance and Business leaders, leveraging advanced financial modeling, data-driven analysis, and strategic insight to improve portfolio performance and guide decision-making. The ideal candidate is an experienced finance professional with strong credit product knowledge (BNPL, loans, credit cards, or other consumer lending), excellent analytical and modeling skills, and the ability to independently solve complex problems. As a manager, you will potentially be responsible for leading and developing direct reports and ensuring alignment with PayPal’s financial and strategic objectives.

Job Description:

Responsibilities 

  • Build and manage advanced financial models to forecast BNPL business performance, applying best practices in credit portfolio analytics. 

  • Lead the financial planning, budgeting, and monthly outlook process for BNPL, including in-depth variance analysis and performance driver insights. 

  • Provide actionable recommendations by identifying trends, risks, and opportunities within the BNPL portfolio through rigorous financial and data analysis. 

  • Partner cross-functionally with Risk, Accounting, Treasury, Commercial, and Operations to drive accurate financial reporting and alignment across business initiatives. 

  • Prepare and deliver management reporting packages, including presentations for senior leadership that highlight key insights, portfolio performance, and financial outlook. 

  • Serve as a strategic advisor to business stakeholders by proactively assessing the financial impact of new initiatives and providing scenario/sensitivity analyses. 

  • Lead and mentor direct reports while fostering a culture of analytical rigor, accountability, and continuous improvement. 

  • Identify and implement process improvements to enhance forecasting accuracy, streamline reporting, and strengthen overall FP&A capabilities. 

  • Provide ongoing ad-hoc analysis for emerging business needs and strategic opportunities. 

Preferred Qualification:

Experience & Skills 

  • Bachelor’s degree in Finance, Accounting, Economics, or related field. Graduate degree (MBA) or certifications (CFA, CPA) preferred. 

  • 5+ years of progressively responsible experience in finance roles (FP&A, corporate finance, strategic finance, investment banking, PE, or consulting), ideally within consumer finance, fintech, or lending. 

  • Proven expertise in financial modeling and credit portfolio forecasting, including scenario and sensitivity analysis. 

  • Strong proficiency in MS Excel and PowerPoint; experience with VBA and SQL is a plus. 

  • Excellent data analysis capabilities, with ability to synthesize complex information into clear narratives and strategic insights. 

  • Demonstrated leadership experience, including managing direct reports and influencing cross-functional partners. 

  • Strong technical understanding of accounting principles and financial reporting standards. 

  • Highly self-motivated, detail-oriented, and capable of working independently in a fast-paced, dynamic environment. 

  • Strong business acumen, problem-solving abilities, and passion for continuous learning. 

 

Subsidiary:

PayPal

Travel Percent:

0

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PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.

The US national annual pay range for this role is $100,500 to $173,250

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

Notice to Applicants and Employees who reside within New York City. Click here to view the notice.

What you need to know about the NYC Tech Scene

As the undisputed financial capital of the world, New York City is an epicenter of startup funding activity. The city has a thriving fintech scene and is a major player in verticals ranging from AI to biotech, cybersecurity and digital media. It also has universities like NYU, Columbia and Cornell Tech attracting students and researchers from across the globe, providing the ecosystem with a constant influx of world-class talent. And its East Coast location and three international airports make it a perfect spot for European companies establishing a foothold in the United States.

Key Facts About NYC Tech

  • Number of Tech Workers: 549,200; 6% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: Capgemini, Bloomberg, IBM, Spotify
  • Key Industries: Artificial intelligence, Fintech
  • Funding Landscape: $25.5 billion in venture capital funding in 2024 (Pitchbook)
  • Notable Investors: Greycroft, Thrive Capital, Union Square Ventures, FirstMark Capital, Tiger Global Management, Tribeca Venture Partners, Insight Partners, Two Sigma Ventures
  • Research Centers and Universities: Columbia University, New York University, Fordham University, CUNY, AI Now Institute, Flatiron Institute, C.N. Yang Institute for Theoretical Physics, NASA Space Radiation Laboratory

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