Easy Apply
Easy Apply
Design and build backend services for a digital asset custody platform, including secure transaction orchestration, wallet lifecycle management, integrations with custody providers and blockchain infrastructure, resilient APIs, high-availability systems, observability, and close collaboration with security and product teams.
Employee Applicant Privacy Notice
Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role
We are looking for a Staff Backend Engineer to help build the next generation of SoFi's digital asset custody platform. This engineer will design and develop the core services that power secure custody, blockchain transaction processing, wallet infrastructure, and institutional digital asset products.
This role sits at the center of crypto infrastructure, working closely with Security, Platform Engineering, Product, Treasury, and Operations to build highly available systems responsible for protecting customer assets.
The ideal candidate enjoys solving distributed systems problems, designing resilient APIs, and building financial infrastructure where security and reliability are first-class requirements.
What you’ll do:
- Design and build backend services supporting SoFi's digital asset custody platform
- Develop secure transaction orchestration services for deposits, withdrawals, transfers, staking, and treasury operations
- Build integrations with custody providers, blockchain infrastructure, and institutional settlement networks
- Design APIs supporting retail and institutional crypto products
- Develop services supporting wallet lifecycle management and blockchain interactions
- Improve platform resiliency through redundancy, disaster recovery, observability, and automated recovery mechanisms
- Optimize transaction throughput while maintaining strict security controls
- Build scalable event-driven architectures supporting blockchain state changes and transaction processing
- Partner closely with Security Engineering to implement cryptographic controls and authorization workflows
- Collaborate with Product and Infrastructure teams to deliver new digital asset capabilities
What you’ll need:
- 7+ years of backend software engineering experience
- Strong experience with applied cryptography, key management architectures (HSMs, KMS), or Multi-Party Computation (MPC) protocols.
- Proven experience building high-stakes financial transaction systems (e.g., trading engines, payment rails, digital asset wallets) with a zero-trust, security-first mindset.
- Strong understanding of blockchain fundamentals, transaction signing lifecycles, and wallet architecture.
- Strong experience with distributed systems and cloud-native architectures
- Experience building highly available production services
- Strong understanding of REST APIs, asynchronous messaging, and event-driven systems
- Experience with AWS or comparable cloud platforms
- Experience with PostgreSQL, Redis, Kafka, or similar technologies
- Strong understanding of CI/CD and modern software development practices
- Excellent debugging and production incident response skills
Nice to have:
- Experience working with digital assets or blockchain infrastructure
- Experience integrating with custody platforms such as Fireblocks, BitGo, or Anchorage
- Experience building financial services infrastructure
- Familiarity with blockchain transaction lifecycle and wallet architecture
- Experience designing secure approval workflows
- Understanding of distributed consensus and cryptographic systems
- Experience supporting institutional financial platforms
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time.Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
SoFi New York, New York, USA Office
Our New York office, located in the meat-packing district, provides an open work environment and is a hub for our finance teams. Our large conference, flexible work spaces, huddle rooms, and shared community areas allows our teams to openly collaborate while looking at some spectacular views.
Similar Jobs at SoFi
Fintech • Mobile • Software • Financial Services
Supports the full strategic partnership lifecycle, including opportunity evaluation, business case development, deal execution, launch, relationship management, and performance optimization. Builds cross-functional visibility into partnership needs, identifies expansion and consolidation opportunities, conducts market and partner research, evaluates commercial terms, coordinates stakeholder workstreams, tracks KPIs, and prepares recommendations for leadership. Manages multiple initiatives while improving partnership processes and operating models.
Fintech • Mobile • Software • Financial Services
Supports corporate development sourcing, evaluation, and execution of acquisitions, strategic investments, and partnerships. Responsibilities include financial modeling, valuation, due diligence, market and competitive analysis, investment memo preparation, stakeholder coordination, and strategic projects. The role builds pro forma financial statements, accretion and dilution analyses, and transaction recommendations for senior leadership and the Board while collaborating across business units and external advisors.
Top Skills:
BloombergFactsetGoogle DocsGoogle SheetsGoogle SlidesExcelMicrosoft PowerpointSnl
Fintech • Mobile • Software • Financial Services
Owns strategic partnership opportunities from identification through negotiation, launch, and ongoing management. Develops business cases, evaluates commercial and execution considerations, coordinates cross-functional workstreams, aligns stakeholders, tracks performance, and manages partner relationships. The role also establishes repeatable partnership processes, supports senior leadership recommendations, mentors junior team members, and represents the company externally.
What you need to know about the NYC Tech Scene
As the undisputed financial capital of the world, New York City is an epicenter of startup funding activity. The city has a thriving fintech scene and is a major player in verticals ranging from AI to biotech, cybersecurity and digital media. It also has universities like NYU, Columbia and Cornell Tech attracting students and researchers from across the globe, providing the ecosystem with a constant influx of world-class talent. And its East Coast location and three international airports make it a perfect spot for European companies establishing a foothold in the United States.
Key Facts About NYC Tech
- Number of Tech Workers: 549,200; 6% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Capgemini, Bloomberg, IBM, Spotify
- Key Industries: Artificial intelligence, Fintech
- Funding Landscape: $25.5 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Greycroft, Thrive Capital, Union Square Ventures, FirstMark Capital, Tiger Global Management, Tribeca Venture Partners, Insight Partners, Two Sigma Ventures
- Research Centers and Universities: Columbia University, New York University, Fordham University, CUNY, AI Now Institute, Flatiron Institute, C.N. Yang Institute for Theoretical Physics, NASA Space Radiation Laboratory
