Analyst - CIB Credit - Derivatives, TD Securities

Work Location:

Hours:

Line of Business:

Pay Detail:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

At TD Securities, the CIB Credit function is an integral part of the full suite of services we offer under Investment Banking.  Our Investment Banking professionals provide corporate and institutional clients with capital markets and banking advice and transaction executions worldwide.

TD Securities offers its U.S. based employees the advantage of working in a highly focused operation, while being part of a major global investment dealer.  Confidence in our U.S. operations systems stems from the recognition of our in-depth industry knowledge and from our outstanding credit, structuring, research and distribution capabilities.

At TD Securities you will continue to expand on your knowledge in the industry, gaining valuable experience while you develop into a senior banker.  You will be exposed to a wide variety of clients, industries, financing structures and products.  You will also work in a team environment, building your corporate and commercial finance banking skills necessary to be successful in the industry. 

Analysts support our deal teams across multiple facets as we lead corporate and commercial banking transactions and work closely with our partners on newly originated transactions and refinancings, as well as with our debt capital markets, equity capital markets, and risk management teams. Ideal candidates will demonstrate strong attention to detail, responsiveness, and a proactive attitude. Senior Bankers support training, mentorship, and advancement in the industry as you grow with our team.  

In this capacity you will:

• Support the credit team responsible for Commercial, Mid-Market and Institutional CRE Clients exposure related to Derivative transactions, including swaps, FX, and equity derivatives.
• Contribute to the analysis and preparation of credit request submissions related to new transactions.
• Participate in the review of related loan, collateral and ISDA documentation.
• Coordinate with the Corporate Risk Solutions partners to manage the process related to new transaction requests.
• Participate in on-going review and monitoring of the portfolio.
• Contribute to daily, monthly and quarterly production of internal reports.
• Support the various monitoring and control requirements of the group.

Qualifications

• Bachelor’s degree and strong academic background required.
• Excellent quantitative, verbal and written communication skills required.
• Strong computer skills, including command of Microsoft Office with a particular emphasis on Excel.
• Basic understanding of corporate finance and accounting
• Ability to work effectively in a team environment.
• Ability to work in a fast paced environment dealing with multiple transaction simultaneously
• Ability to multi-task with strong attention to detail.

 Depth & Scope

• Works more independently but under the guidance and review of lead staff
• Good understanding of loan risk factors
• Ability to understand client corporate structure and syndicated loan documentation
• Integral part of loan origination process. Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition
• Prepares insightful and timely request memorandums for presentation to appropriate lending and credit authorities
• May maintain credit files, monitor data such as updated financial statements and prepare updated analysis memos
• Provides written analysis that identifies any deviations from Policy and becomes familiar with alternative structures in order to reduce credit risk
• Achieves operational performance standards in quality and timeliness
• Participate in managing sub-standard/work-out credits

Education & Experience:

• 4 year degree or equivalent experience
• 1+ years related experience required
• Developed knowledge of credit and financial analysis techniques
• Exhibits the ability to gather, consolidate, analyze and summarize data to provide well-considered recommendations on an increasingly independent basis
• Strong oral and written communication skills
• Strong analytical and research skills
• Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software
• Ability to multi-task and meet deadlines
• Ability to maintain the confidentiality of credit and Customer information
• Good interpersonal skills and a team orientation

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple.  Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. 

Together, we are reimagining what banking can be for our clients, colleagues and communities. 

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
 

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. 

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at [email protected].  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.