Analyst-Risk Management

This position is part of the Risk Products and Data Strategy organization within Credit and Fraud Risk (CFR) and is responsible for supporting the oversight of CFR’s Data Investment Plan, covering spend across third party data providers. 

The successful candidate will lead day-to-day expense management activities with a strong focus on financial accuracy, spend transparency, and maximizing value from contracted data assets. He/she will provide analytical support for contract negotiations, financial planning, and strategic business initiatives while identifying opportunities to improve processes through automation and AI-enabled solutions. 

This position partners with stakeholders across the Enterprise, including Credit & Fraud Risk, Marketing, Finance, Controllership, Global Supply Management, and Global Servicing Network. It offers an excellent opportunity for a highly motivated individual with strong financial proficiency to engage with internal and external strategic business partners and gain insight into credit and fraud risk management principles and practices.

• Manage monthly expense tracking and forecasting activities for third-party data investments
• Reconcile invoices by validating billing accuracy and ensuring prompt resolution of discrepancies with data vendors
• Ensure accurate and timely month-end accruals & expense allocations across multiple business groups
• Prepare expense management, forecasting, and variance analysis reports for leadership and business partners
• Support strategic contract negotiations through pricing analysis, and spend simulations
• Identify opportunities to streamline and automate processes leveraging AI where appropriate
• Support ad hoc financial analyses and strategic initiatives as needed.

• Highly motivated individual with strong financial, analytical, and problem-solving skills with attention to detail and accuracy 
• High sense of ownership, accountability, and ability to independently manage priorities and deliver on commitments.
• Excellent collaboration and communication skills
• Intellectual curiosity and a continuous improvement mindset with a willingness to challenge existing processes.
• Team player with flexibility to support initiatives beyond immediate responsibilities.
• Proficient in Excel (intermediate to advanced level), including familiarity with pivot tables, formulas, and macros. Power Query a plus
• Strong PowerPoint skills with ability to synthesize complex analyses into concise business insights. Tableau a plus
• Interest in leveraging AI and automation tools to improve business processes and operational efficiency.
• Familiarity with Ariba Buyer a plus
• Bachelor's Degree in related field

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. 

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.