Finance Operations Analyst

Octane is unlocking the power of financial products for merchants and consumers. Our cutting-edge technology and innovative financial products empower businesses with more control and flexibility, enabling them to deliver seamless digital experiences, drive customer loyalty, and build long-term value.  

Octane supports merchants throughout the sales cycle: connecting dealerships with high-intent buyers, driving transparent, fast, and easy closings with award-winning technology, and providing on-going customer care with superior loan servicing.

Founded in 2014, Octane supports over 60 OEM partner brands and over 4,000 dealer partners, and has a team of over 600. Visit www.octane.co.

We are looking to hire a Finance Operations Analyst to play a critical role in driving organizational effectiveness. The right candidate will transform complex financial and servicing data into accurate, auditable reporting. This role supports both finance and accounting functions through detailed analysis, reporting, and cross-functional collaboration. The position combines analytical rigor with operational execution, serving as a key liaison between servicing, accounting, and internal stakeholders to support informed decision-making and continuous process improvement.

Responsibilities: 

• Gathers, reconciles, and analyzes data required to prepare and distribute Monthly Servicer Report (MSR), securitization loan tapes, servicer certificates and statements to noteholders, warehouse reports, compliance certificates, and other reports to all related parties.
• Produces supplemental reports based on MSR data and distributes to internal teams: accounting deliverables, historical ABS views, etc.
• Serves as a liaison to the accounting department to reconcile loan roll transactions and related GLs on financial statements. Assists audits requests, investigates reconciliation and roll errors.
• Creates simple templates for new or ongoing reporting needs and entry level SQL queries.

Requirements:

• Bachelor’s degree in Accounting, Finance, Data or Business. (basic understanding of loans/lending process, accruals, charge offs will be discussed in interview)
• 1-2 years in any combination of the following: accounting, finance, data, loan servicing, other reconciliation roles
• Advanced knowledge in excel (excel skills are tested during interview; Vlookup, IF, ‘sumifs’, pivot tables)
• Ability to develop querying skills (SQL)
• Attention to detail, trends, and ability to investigate abnormalities
• Great collaborative and communication skills
• Must take initiative, be self motivated and have the drive to learn independently where necessary
• Must be a team player and able to work in a fast paced environment

Compensation: In addition to salary, Total Rewards include bonus eligibility, a stock option package, and benefits as outlined below. The role described above offers a base salary of $60,000 to $80,000 + corporate bonus eligibility. Your offer will be based on location, the alignment of your qualifications with the requirements of the job and internal equity

Benefits:

• Robust Health Care Plans (Medical, Dental & Vision)
• Generous Parental Leave
• Flexible Time Off (FTO) Policy - Time Off When You Need It
• Retirement Plan (401k) with company match!
• Educational Assistance/Tuition Reimbursement up to $3K/year 
• Life Insurance (Basic, Voluntary & AD&D)
• Short Term / Long Term Disability
• Robust Ancillary benefits including accident insurance, hospital insurance, etc
• Wellhub (Gympass) Wellness Benefit
• Powersports Safety Benefit

Disclaimer:  The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification.  They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.  All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.

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