Goldman Sachs
Legal, PWM Mortgage Lending Attorney, Vice President, Dallas or New York
Be an Early Applicant
Provides legal advice to a private wealth mortgage lending business across origination, servicing, enforcement, restructuring, documentation, title and lien matters, loan structuring, and consumer lending regulations. Advises business, risk, compliance, and operations stakeholders on jumbo mortgages and complex wealth ownership structures. Reviews lending documents, manages external counsel, supports regulatory examinations and audits, and handles escalated servicing, foreclosure, default, and loss-mitigation matters.
We work at the intersection of finance and law, providing counsel and advice that support activities across the firm. We handle litigation and arbitration, perform research and due diligence, aid in financing and legal filings, deal with contracts and intellectual property rights that show our commitment to clients, shareholders, and regulators. Whether you’re an experienced attorney or a quick learner with a strong interest in financial law coupled with critical thinking skills, our dynamic group might be right for you.
Role Overview and Responsibilities
The Private Wealth Management (PWM) Legal team is seeking an experienced attorney to support the firm's residential mortgage lending business serving high-net-worth and ultra-high-net-worth clients.
The attorney will serve as a primary legal advisor to the mortgage business across origination, modification, servicing, enforcement, and restructuring, with particular focus on mortgage documentation, entity formations, loan structuring, title and lien matters, collateral enforcement, and consumer lending regulations.
Key responsibilities include:
- Advising mortgage origination, underwriting, servicing, operations, risk, compliance, and business stakeholders.
- Advising on jumbo mortgages, home equity lending, custom credit structures, and loans secured by complex real estate holdings.
- Reviewing loan agreements, notes, mortgages, deeds of trust, guarantees, consumer disclosures, and modification agreements.
- Advising on title, survey, lien priority, curative, and closing matters, including title defects, easements, encroachments, unreleased liens, and chain-of-title issues.
- Managing and partnering with external mortgage, title, and local counsel and settlement agents across jurisdictions.
- Advising on federal and state mortgage and consumer lending requirements, including ECOA/Regulation B, TILA, RESPA, Fair Housing Act, flood insurance, and related frameworks.
- Supporting regulatory examinations, audits, internal controls, and updates to policies and procedures.
- Advising on lending to private wealth clients using trusts, family offices, multilayered entities, and other complex ownership structures.
- Assisting with escalated servicing, default, enforcement, foreclosure, and loss-mitigation matters.
Qualifications
- J.D. and active membership in at least one U.S. state bar.
- At least 5 years of experience advising mortgage lenders, banks, financial institutions, or private banking businesses.
- Significant residential mortgage experience across origination, documentation, servicing, enforcement, and collateral matters.
- Expertise in title review and curative matters, including title defects, lien priority, unreleased liens, trust and estate title issues, surveys, and closing concerns.
- Strong knowledge of ECOA/Regulation B and residential mortgage requirements, including TILA, RESPA, Fair Housing Act, flood insurance, UDAAP principles, and applicable state laws.
- Experience advising a regulated bank, preferably in private banking, wealth management, or a high-net-worth client business.
- Ability to provide practical, business-oriented advice while balancing legal, regulatory, reputational, and operational risk.
Strong communication, collaboration, and problem-solving skills; experience managing outside counsel and advising senior stakeholders preferred.
Preferred Experience
- Private banking or wealth management mortgage lending, including jumbo mortgages and ultra-high-net-worth clients.
- Familiarity with New York, California, Texas, and other key private banking market mortgage laws and practices.
- Experience with trusts, LLCs, family office, and other complex private wealth borrowing structures.
ABOUT GOLDMAN SACHS
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.
We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html
© The Goldman Sachs Group, Inc., 2023. All rights reserved.
Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.
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200 West Street, New York, NY, United States, 10282
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