Risk Appetite & Limits 1st LOD Lead Analyst

Citibank, N.A. seeks a Risk Appetite & Limits 1st LOD Lead Analyst for its New York, New York location.

Duties: Lead projects to define and support management of risk appetite across all risk categories for retail businesses including US Consumer Cards, Wealth, and the Legacy Franchises Business. Apply knowledge of Consumer Credit Cards, Wealth products, and Risk management practices to define and calibrate business risk appetite. Model risk return and risk appetite metrics by evaluating forecasting, corporate financials and credit performance and produce outlook with forward-looking views considering macroeconomic impact, seasonality, model changes, and management actions. Use qualitative review and quantitative metrics to determine adherence to risk appetite limits and thresholds. Link top-of-house appetite to lower-level credit portfolios and product programs, and to non-financial risk and operational considerations. Use Tableau and SQL as business intelligence tools for data analysis and visualization. Evaluate monitoring and risk controls for retail credit portfolios leveraging key risk indicators and risk appetite metrics. Analyze and validate data, discuss reasonability with stakeholders, and assess data implications on risk-taking and risk appetite within the business. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols.

Requirements: Requires at least a Master’s degree, or foreign equivalent, in Business Analytics, Risk Management, Data Analytics or related quantitative field and 3 years of experience as a Risk Portfolio Analyst, Credit Portfolio Analyst or related position involving financial and operational risk data management and modeling for a bank. Alternatively, employer will accept a Bachelor’s degree in the stated fields and 5 years of the specified progressive, post-baccalaureate experience. Full span of experience must include: Retail credit risk management, credit risk strategy, and credit analytics; Retail Credit Policy, Underwriting Strategies, Loss forecasting methodologies; Credit risk regulatory requirements, governance frameworks and controls; SAS, Tableau, SQL, MS Excel analytical and data management tools; Machine Learning principles statistical scoring, segmentation, regression and simulation techniques for risk decisioning; and Consumer Cards and Wealth Management Business domain.  At least 2 years of experience must include: Applying knowledge of Risk Appetite & Limit setting and adherence; and CCAR and Stress Testing frameworks. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #26992064. EO Employer.

Wage Range:                $182,333 to $182,333

Job Family Group:         Risk Management

Job Family:                   Portfolio Credit Risk Management

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In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Illinois residents – AI Notice and Right

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