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American Express

Senior Product Designer

Posted 2 Days Ago
Hybrid
New York, NY, USA
Senior level
Hybrid
New York, NY, USA
Senior level
Lead end-to-end product, UX, UI, and visual design for AI-powered digital payment and Membership experiences. Partner with Product and Engineering to shape product direction, prototype and validate concepts, establish design systems, and deliver production-ready experiences. Explore conversational, recommendation, and agentic interfaces while championing AI-assisted design workflows, code-based prototyping, accessibility, usability, and strong cross-functional collaboration.
The summary above was generated by AI

The Amex Digital Labs team drives innovation at American Express by originating, incubating, and managing products and platforms that are essential to our customers’ digital lives. We are a fast-paced team that leverages emerging technologies to develop digital payment and financial services products and engaging Membership experiences for Card Members. We often collaborate with technology companies and strategic partners to bring products to the market.

As a Principal Product Designer within Digital Labs, you will be a hands-on champion of AI-enabled product design. 

You bring exceptional UX, UI, and visual design craft, but also think strategically, working alongside Product Managers and Engineers to identify the right opportunities, shape product direction, and bring new experiences to life.

You embrace new ways of working, using AI-assisted tools and agentic workflows to accelerate exploration, prototyping, and delivery. You know how to move quickly from ambiguity to a strong design direction, making thoughtful tradeoffs between speed, quality, and impact without getting lost in unnecessary detail.

Responsibilities

Product & Experience Design  

  • Partner closely with Product and Engineering to identify customer opportunities, shape product direction, and design differentiated Membership experiences from concept through launch.
  • Lead end-to-end UX and UI design, translating customer insights and business priorities into intuitive, cohesive, and high-quality product experiences.
  • Rapidly explore, prototype, and validate ideas, establishing strong design direction early and progressively refining solutions as they move toward production.
  • Uses design tools to create storyboards, wireframes, prototypes, information architecture diagrams and user journey maps for demonstrations and user testing.
  • Bring strong product judgment, balancing customer needs, technical feasibility, speed, and design quality to drive meaningful outcomes.
  • Creates and maintains UI/UX resources such as content templates, samples and guidelines, in order to streamline the design process for designers and developers
  • Create tangible future-state concepts that help stakeholders understand new possibilities and make informed product decisions.
  • Set a high bar for interaction design, usability, accessibility, and visual craft.
  • Influence product and design decisions through clear thinking, strong storytelling, and the ability to bring ideas tangibly to life.

AI-Native Design & Emerging Experiences  

  • Help define and push the boundaries of the future of AI-powered Membership experiences, exploring new interaction paradigms including conversational interfaces, intelligent recommendations, and agentic experiences.
  • Translate emerging AI capabilities into intuitive, useful, and trustworthy customer experiences that strengthen engagement and loyalty.
  • Develop and evolve interaction patterns, design principles, and approaches that help shape AI-native experiences across Digital Labs.
  • Actively adopt AI-assisted and agentic design workflows to accelerate exploration, prototyping, iteration, and delivery.


AI-Enabled Workflows and Collaboration  

  • Champion AI-assisted and agentic design workflows to rapidly prototype, test, and iterate working experiences.
  • Work directly with Engineers to bridge design and code, leveraging working prototypes, reusable components, and code-informed decisions to accelerate delivery and reduce traditional handoffs.
  • Continuously experiment with new tools and ways of working, helping evolve how Design, Product, and Engineering collaborate to move from idea to working product faster. 
Qualifications
  • 7+ years of experience in product design, UX design, interaction design, or a related discipline, with a portfolio demonstrating successful digital product experiences.
  • Strong product thinking and demonstrated experience designing and shipping consumer-facing web or mobile products.
  • Experience partnering closely with Product Managers and Engineers throughout the full product development lifecycle.
  • Demonstrated experience using AI-assisted tools and workflows to accelerate design exploration, prototyping, or product development.
  • Comfort creating interactive or code-based prototypes, using tools such as Cursor, Claude Code, or similar platforms.
  • Strong understanding of interaction design, user-centered design, information architecture, visual design, and usability principles.
  • Ability to move confidently between high-level concepts and production-ready design, applying the appropriate level of fidelity for the problem at hand.
  • Experience working with design systems, reusable components, and modern digital product development practices.
  • Strong communication and collaboration skills, with the ability to articulate design decisions, influence product direction, and work effectively through ambiguity.
  • A growth mindset and genuine curiosity about how AI and emerging technologies are changing the way digital products are designed and built. 

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.​
HQ

American Express New York, New York, USA Office

World Financial Center, New York, NY, United States, 10285

American Express Hoboken, New Jersey, USA Office

Hoboken, United States

American Express Jersey City, New Jersey, USA Office

Jersey City, United States

American Express New York, New York, USA Office

200 Vesey St, New York, NY, United States, 10281

American Express New York, New York, USA Office

New York, United States

American Express Roseland, New Jersey, USA Office

Roseland, United States

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