Top Credit Analyst Jobs in NYC, NY

The Financial & Credit Analytics Analyst will build data models, perform credit analytics, and support reporting for lending products. Responsibilities include managing KPIs, loan servicing analytics, and process improvement.

Lead RMBS credit analyst responsible for structuring and rating residential mortgage transactions. Perform cash flow testing, scenario/sensitivity and transaction analysis, evaluate collateral, legal and representation-and-warranty issues, coordinate with technology, contribute to model criteria, publish industry commentary, and engage with bankers, investors and originators. Domestic travel up to 10 days/year.

The Distressed Credit Analyst will conduct research, analyze distressed credit situations, and collaborate with legal and editorial staffs to provide insights and reports for subscribers.

Cover stressed and distressed private filers across leveraged loans and high-yield bonds. Perform deep-dive credit analysis, maintain coverage surveillance, build financial and recovery models, review credit agreements, analyze restructurings and liability management, publish timely research, support legal analysts, and engage with clients via calls and webinars.

Own diligence and underwriting for institutional counterparties, recommend internal credit ratings and risk-based limits, monitor portfolio exposures, analyze asset volatility/liquidity for limit-setting, negotiate industry documentation, and collaborate with cross-functional teams to resolve complex client or product issues.

The Staff Credit Policy Analyst leads the development and governance of credit policies for home loans, ensuring compliance and operational efficiency while collaborating with leadership and cross-functional teams.

Coordinate preparation, review, and routing of commercial loan documentation; work with underwriters, outside counsel, and WLS to ensure complete loan packages, booking/funding, fee application, and collateral releases. Resolve documentation exceptions and correct onboarding errors.

Support credit underwriting and monitoring for mid-complexity Global Markets financing relationships (warehouse facilities, CLOs, secured loans, trading lines). Perform financial and structural credit analysis, prepare underwriting materials and approval memos, assess collateral and covenants, monitor portfolio performance, partner with front-line, legal, and risk teams, and ensure compliance with policy and regulatory requirements.

Evaluate creditworthiness of reinsurers, intermediaries, and risk groups using financial analysis and ratings. Apply limit framework, prepare committee materials, screen for sanctions, maintain ratings/watchlists, support collateral administration, update policies, track industry/regulatory changes, and participate in process and system improvements while keeping audit-ready documentation.

Support the end-to-end investment process for private credit secondaries: source and execute LP-led and GP-led transactions, perform bottom-up credit analysis and financial modeling of borrowers and funds, prepare investment memoranda, monitor portfolio holdings and valuations, and assist with deal sourcing, fundraising, and strategic initiatives.

The Senior Credit Analyst evaluates credit profiles and financial documentation to assess risk, recommend loan eligibility, and contribute to credit policy development while collaborating closely with internal teams and leadership.

Lead due diligence and analysis of private credit funds (drawdown, private BDCs, interval funds). Source and monitor investments, write memos/commentary, present findings, educate financial advisors, manage vendor and internal relationships, and attend on-site/annual meetings.

The Senior Credit Risk Analyst manages credit risk for the Americas, refining frameworks, analyzing data, overseeing portfolios, and advising traders.

Support fundraising, product development, and investor relations for leveraged credit products. Assist structuring and maintaining commingled funds and SMAs, prepare marketing materials and quarterly presentations, manage investor diligence, coordinate with investment, sales, finance, legal and technology teams, and generate portfolio and market insights for internal and external stakeholders.

The Credit Analyst will manage credit risk, analyze financial statements, prepare credit applications, and assist in relationship management for Japanese corporate clients in the Americas.

Support first-line credit risk oversight for Private Banking by transforming data into timely, automated reports and actionable insights. Analyze portfolio metrics (originations, limits, KRIs, stressed credits), manage stressed exposures, drive working groups and risk committees, maintain documentation and policies, and partner with stakeholders to enable data-driven risk management across lending products.

Review condominium and cooperative housing projects for eligibility under investor, regulatory, and lending guidelines. Analyze HOA financials, insurance, legal, inspection, and safety documents; apply Fannie/Freddie/FHA/VA/portfolio requirements; make approval decisions, maintain records, and communicate outcomes to underwriting, sales, operations, and risk partners.

Conduct financial statement and credit analyses to assess obligor creditworthiness, monitor exposures, recommend risk mitigants, manage collateral and legal documentation, collaborate with Underwriting/Legal/Treasury, analyze portfolio/sector trends, ensure credit policy compliance, support audits, and participate in special projects.

Assess and monitor hedge fund counterparty credit risk, independently review credit proposals and risk ratings, evaluate collateral and legal terms, perform stress testing, identify emerging risks, and prepare portfolio analysis, dashboards, and risk committee materials. The role ensures credit decisions comply with internal policies, risk appetite, and regulatory expectations while providing objective oversight of capital markets exposures.

Perform underwriting and ongoing monitoring of commercial loan portfolios by analyzing financial statements, tax returns, and industry data; prepare credit analyses, risk ratings, cash flow and covenant sensitivity models; recommend deal structure and conditions; partner with relationship managers, present findings at credit committees, ensure policy and compliance adherence, and maintain accurate data in bank systems.

Analyze municipal credits across sectors to support public finance banking, sales, underwriting, and trading. Monitor issuer credit quality and market/regulatory changes, produce written sector notes, provide credit support for primary and secondary markets, assist with RFPs and presentations, and develop relationships across issuers, investors, and internal fixed-income teams.

Analyze and underwrite US credit and CLO-related financing, structure credit solutions, prepare approval memos, set and monitor internal risk ratings, and coordinate with front line, legal, and risk partners to support portfolio management and loan growth.

Develop, implement, and maintain counterparty credit risk models for fixed-income products across the full model lifecycle. Build infrastructure, analytics, dashboards, monitoring, benchmarking, and backtesting frameworks. Conduct quantitative research and provide day-to-day risk analysis while partnering with business, risk, technology, and governance stakeholders.

Conduct in-depth municipal credit research and analysis, evaluate new issue and secondary market credits, build analytical models and tools, monitor portfolios, formulate sector investment strategy, author research and thought leadership, and support compliance, trading, and marketing materials.

Perform credit underwriting and portfolio monitoring for sustainable infrastructure investments: build and validate financial models, conduct multi-disciplinary due diligence, prepare investment memoranda, assess credit risk and structuring, support transaction execution, and assist origination and fund materials.