Top Credit Analyst Jobs in NYC, NY

The Staff Credit Policy Analyst leads the development and governance of credit policies for home loans, ensuring compliance and operational efficiency while collaborating with leadership and cross-functional teams.

Coordinate preparation, review, and routing of commercial loan documentation; work with underwriters, outside counsel, and WLS to ensure complete loan packages, booking/funding, fee application, and collateral releases. Resolve documentation exceptions and correct onboarding errors.

Support a macro credit trading desk by managing daily P&L and risk processes, booking and pricing trades, monitoring exposures, assisting client-driven execution, and conducting scenario analysis and stress testing. Build analytics, dashboards, and automation to improve desk workflows. Products include CDS indices and tranches, index options, futures, and total return swaps.

Analyzes and values private credit assets used as collateral for corporate borrowings. Responsibilities include credit analysis, financial modeling, underwriting, loan mark recommendations, risk assessment, transaction support, and portfolio monitoring across industries and sectors.

Lead credit risk strategy for lending products by analyzing portfolio performance, identifying risk drivers, refining underwriting and pricing policies, and conducting A/B tests. Partner with Data Science to develop and monitor credit models, while building AI-enabled workflows that automate analysis and surface risk signals. Collaborate cross-functionally with Risk, Product, Engineering, Operations, and Data Science to support scalable fintech growth and compliant automated credit decisioning.

Analyze credit pricing, issuance, investor demand, trading activity, and market conditions. Build relationships with credit investors and lenders, assess financing opportunities, connect financial analysis with market expectations, and communicate clear market views. The role supports GPU rental indices and financing benchmarks while applying credit sales, sales trading, or trading experience without managing a trading book.

Build and update financial models, cash-flow forecasts, and scenario analyses; analyze company financial statements, debt, liquidity, financing needs, and repayment capacity; reconcile data, document assumptions, and prepare lender-facing summaries. Coordinate research and analytical handoffs between New York and Singapore while supporting financing, exposure, GPU rental, and token pricing benchmarks.

Performs complex credit underwriting and portfolio management for institutional healthcare borrowers. Analyzes financial statements, cash flow, collateral, industry conditions, loan risk, covenants, and regulatory compliance. Prepares approval memoranda and recommendations for lending authorities, maintains credit files, monitors borrower performance, and supports loan origination. The role independently researches borrowers, participates in customer meetings, identifies business risks, and may coach junior credit analysts.

Underwrite and monitor commercial credit portfolios, prepare credit approval memos and portfolio reviews, evaluate financial statements and projections, track covenants, assign risk ratings, identify emerging risks, maintain credit data accuracy, and escalate deficiencies. The role also supports reporting, special projects, employee onboarding, and increasingly complex underwriting with limited oversight.

Manages credit functions for freight forwarding and contract logistics business units. Develops and implements credit policies and controls, reviews customer creditworthiness, and approves credit limits and payment terms. The role requires finance expertise, strong credit analysis experience, policy development experience, and familiarity with the logistics and freight forwarding industry.

Analyze global corporate credit markets across liquid and private assets, interpret large datasets, and contribute to timely investment research and thought leadership. Responsibilities include producing charts and client materials, fulfilling bespoke data requests, supporting client meetings, collaborating across macro strategy and regional economics teams, and helping modernize data infrastructure. The role requires strong quantitative, statistical, econometric, communication, and market research skills.

Analyze U.S. residential mortgage-backed securities transactions for credit ratings, assessing collateral, deal structures, credit enhancement, and legal frameworks. Present findings to rating committees, perform sensitivities and stress testing, support models and criteria enhancements, and publish market commentary. The role also involves collaborating with senior analysts and engaging bankers, issuers, investors, and other market participants.

Analyzes agricultural and agribusiness borrower finances to support lending decisions and portfolio risk management. Prepares financial spreads, cash-flow analyses, collateral evaluations, credit memorandums, renewals, modifications, and portfolio reviews. Applies knowledge of agricultural production cycles, commodity markets, seasonal cash flows, collateral structures, credit policies, risk ratings, and covenant monitoring while supporting Relationship Managers and Credit Officers.

Reviews and underwrites indirect auto loan and lease applications, evaluates credit risk using bureau data and lending ratios, negotiates loan terms, documents decisions, and processes applications through funding. Builds relationships with credit unions and dealerships, collects missing documentation, supports fraud detection, compliance, software testing, process improvements, and departmental service-level goals. Requires flexible scheduling, strong communication, analytical, customer service, and problem-solving skills.

Analyzes and underwrites global credit investment opportunities, including due diligence, financial modeling, valuation, risk assessment, investment memoranda, and Investment Committee presentations. Monitors portfolio-company performance, financial reporting, covenant compliance, valuations, and risk guidelines. Coordinates amendments, waivers, and related actions with portfolio companies, sponsors, advisers, and internal teams. Associate-level responsibilities include managing transaction workstreams and coaching junior team members.

Performs independent corporate credit analysis and underwriting across corporate banking products, including lending, trade finance, structured finance, derivatives, acquisition financing, leasing, and equipment finance. Evaluates financial performance, liquidity, leverage, repayment capacity, transaction structures, collateral, covenants, guarantees, and documentation. Prepares credit memoranda and recommendations, monitors annual reviews and covenant compliance, identifies emerging risks, and collaborates with relationship managers, legal, operations, and credit committees.

Guide borrowers through GPU-backed financing from initial contact to funding. Manage diligence, gather documentation, support credit underwriting and financial modeling, prepare deal materials, coordinate internal and external stakeholders, maintain audit-ready records, report pipeline metrics, and improve origination workflows.

Reviews and underwrites indirect auto loan and lease applications, evaluates credit risk using financial criteria, negotiates loan terms, documents decisions, and processes funding packages. Builds relationships with credit union and dealership partners, follows up on missing documentation, monitors dealer performance, supports fraud detection and software implementation, and helps improve lending operations, compliance, service levels, and turnaround times.

Participate in a 24-month rotational credit analyst program supporting financial analysis, underwriting, portfolio monitoring, transaction support, reporting, and process improvement. Analyze company financials, industry trends, and risk indicators; assist with credit materials and portfolio reviews; and develop skills in credit assessment, deal structuring, and lending risk management. The role includes structured training, mentorship, networking, and exposure to BNY teams and business practices.

Supports the Private Banking Credit Team with credit administration, portfolio monitoring, syndicated loan and participation administration, and credit risk analysis. Responsibilities include preparing Credit Committee minutes, maintaining review schedules and credit files, onboarding virtual data rooms, organizing borrower documentation, monitoring lending relationships, developing analytical tools, and assisting with portfolio management recommendations. Requires a bachelor’s degree or equivalent experience, financial statement analysis knowledge, strong organization, communication, and interpersonal skills.

Evaluate and underwrite illiquid lending opportunities across fund finance, structured finance, and investment-grade corporate credit. Build financial and bond pricing models, perform scenario and sensitivity analyses, assess covenants and risks, prepare investment and credit committee papers, support due diligence and loan closings, review loan documentation, and coordinate internal teams, advisors, and borrowers throughout deal execution.

The Distressed Credit Analyst will conduct research, analyze distressed credit situations, and collaborate with legal and editorial staffs to provide insights and reports for subscribers.

Underwrite prospective commercial loans, prepare credit memorandums, analyze borrower financials and collateral, complete construction draws, and monitor loan covenants and annual reviews. The role supports commercial loan portfolio management, policy refinement, regulatory compliance, reporting, and collaboration with loan officers and credit administration. It also mentors junior analysts and contributes to process improvements.

Cover stressed and distressed private filers across leveraged loans and high-yield bonds. Perform deep-dive credit analysis, maintain coverage surveillance, build financial and recovery models, review credit agreements, analyze restructurings and liability management, publish timely research, support legal analysts, and engage with clients via calls and webinars.

The job description provides no specific responsibilities or qualifications. The role title indicates work as a corporate credit analyst with associate lead responsibilities at BBVA.