Top Credit Analyst Jobs in NYC, NY

Perform in-depth municipal credit analysis, develop buy/sell recommendations, monitor portfolio holdings, conduct sector reviews, respond to portfolio manager/trader inquiries, and maintain accurate credit records to support investment decision-making.

Summer analyst will perform industry and company research, build financial models, write investment recommendations, monitor portfolio and credit, and prepare marketing materials. Interns receive structured training, work closely with senior investment professionals across private credit teams, and gain exposure to various industries and deal types.

The Associate will partner with senior team members to originate and execute investments, conduct due diligence, develop analysis, and manage portfolio objectives.

Underwrite and monitor commercial loan requests and existing portfolios by analyzing financial statements, preparing cash flow and collateral schedules, assigning risk ratings, recommending structures and conditions, ensuring policy compliance, and supporting credit committee presentations.

Lead coverage of how AI infrastructure is financed by analyzing lenders, structures, collateral, and credit risk. Build quantitative models, proprietary datasets, stress scenarios, and publish flagship research for investors, regulators, and industry stakeholders.

Support enterprise and credit risk management by developing automated reports, dashboards, and analytics. Integrate and validate data from multiple sources, improve data quality and governance, maintain documentation, and partner with business and technology teams to support regulatory and management reporting and continuous process improvements.

Perform pre- and post-funding quality control audits of FHA and VA mortgage loans, identify defects, fraud red flags, and trends, communicate findings to production offices and management, support special audits and regulatory responses, and maintain compliance with internal controls and agency guidelines.

Own mortgage applications from initial scenario through settlement. Assess borrowing capacity, serviceability, credit profiles, liabilities, income, documentation, lender policies, and loan structures. Select suitable lenders, prepare submissions, manage conditions and milestones, coordinate with brokers and lenders, maintain accurate CRM records, and identify credit or compliance risks. The role requires independent management of multiple complex lending files, including PAYG and self-employed scenarios.

Prepare financial statement spreads and credit analysis for corporate and commercial real estate loans. Assess risk factors, repayment sources, loan grade appropriateness, and compliance; maintain loan pipelines and support loan renewals and annual reviews.

The role involves underwriting and monitoring credit relationships, analyzing financial data, managing credit risks, and ensuring compliance with credit policies.

Evaluate new and existing B2B customer credit profiles by reviewing credit reports, financial statements, and trade references; make complex credit decisions, negotiate terms, manage custom orders and records, monitor/report on accounts, mentor analyst team members, communicate findings to customers and internal teams, and ensure compliance with company policies.

Analyze credit policy, approval rates, vintage performance, and portfolio metrics to inform credit strategy. Monitor model/scorecard performance, run tradeoff and scenario analyses, support pricing/term decisions, and produce recurring portfolio reporting and dashboards. Collaborate with collections, fraud, finance, and tech on reporting, model validation, and decisioning platform improvements.

The role involves managing high-yield corporate loans, evaluating capital structures, preparing investment recommendations, and contributing to portfolio management.

Analyze credit risk for loss-sensitive insurance programs by producing account, prospect, and industry credit reports; make credit and collateral recommendations; collaborate with underwriting, brokers, and clients; conduct market and industry research; support process improvements and system evaluations; participate in client presentations and industry events.

Review and underwrite indirect auto loan and lease applications within guidelines, communicate with credit unions and dealers, collect documentation, process and send loan packages for funding, monitor dealer productivity, support fraud detection and process improvements, and maintain SLAs across varied hours (7:00am–9:00pm MST).

Lead loss mitigation, predictive collections, and loss forecasting (CECL) for consumer lending. Build data models and contact strategies, align conversational operations, manage credit loss budgets, vendor selection, and present risk insights to executive stakeholders.

Lead design and execution of loss mitigation, predictive collections, and CECL loss forecasting. Build data models and contact strategies, align conversational operations, manage credit loss budgeting, and evaluate third-party vendors to maximize recoveries and protect the balance sheet.

Design and own loss mitigation, predictive collections, and CECL loss forecasting. Partner with Operations to implement conversational contact strategies (WhatsApp/SMS), build propensity-to-pay and recovery models, manage credit loss budgeting and capacity planning, and evaluate/onboard third-party collections vendors and software to protect capital and optimize recoveries.

Lead loss mitigation, forecasting, and collections strategy for consumer lending. Build CECL-based loss forecasts, predictive propensity-to-pay models, automated contact strategies (WhatsApp/omnichannel), manage credit loss budgets, and evaluate third-party recovery vendors while presenting impacts to executive leadership.

Support origination, structuring, due diligence, and closing of asset-based and structured finance investments (primarily energy efficiency). Build and manage financial and portfolio models, perform credit and contract diligence, coordinate with transaction leads and external stakeholders, support leverage partner and capital markets processes, and collaborate with portfolio management and risk teams on post-close servicing and risk mitigation.

Lead portfolio analytics and monitoring for small and medium business lending using SQL, SAS, and Python. Produce recurring and ad hoc reports, deliver data-driven recommendations to influence credit policy and strategy, and present findings to stakeholders. Manage analytics projects end-to-end while improving reporting processes and supporting risk governance.

Support valuation analysis and presentations for portfolio management and credit groups, update valuation models (DCF, multiples, precedent transactions), perform ad-hoc portfolio monitoring and reporting, and deliver valuation training and special projects to support underwriting and portfolio reviews.

Perform credit analysis and prepare credit insurance for life insurance clients. Update ratings, produce annual reviews and new credit requests, launch MyCredit requests, participate in quarterly portfolio reviews, and coordinate pipelines with business lines and colleagues in New York and Montreal.

Lead credit analytics for the Send Now Pay Later product: build and own valuation and vintage models, manage credit policies, monitor portfolio health and NPL trends, integrate ML scorecards, and evaluate alternative data to optimize approvals and loss performance.

Lead credit analytics for the Send Now Pay Later product: build and maintain credit policies, valuation and NPV models, vintage analysis, executive reporting, model integration and testing, and alternative data integration to optimize approval rates and portfolio health.