Top Credit Analyst Jobs in NYC, NY

Own and build on-chain credit risk: define underwriting standards, design PD/LGD and stress models, run due diligence, set product guardrails, partner on structuring, monitor portfolios, and embed on-chain risk controls.

Underwrite and monitor commercial loan requests and existing portfolios by analyzing financial statements, preparing cash flow and collateral schedules, assigning risk ratings, recommending structures and conditions, ensuring policy compliance, and supporting credit committee presentations.

Lead loss mitigation, build predictive collections models and CECL loss forecasts, design automated conversational recovery strategies, manage credit loss budgeting and vendor selection, and present findings to executive leadership.

Lead credit analytics for the Send Now Pay Later product: build and maintain credit policies, pricing models, vintage and NPV analyses, executive reporting, model integration and testing, and explore alternative data to optimize approval rates and portfolio health.

Design and own loss mitigation and loss-forecasting frameworks (CECL), build predictive collections models and automated contact strategies (WhatsApp/SMS/omnichannel), align with Operations for recovery execution, manage credit loss budgeting and capacity planning, and lead vendor evaluation and onboarding to maximize recovery ROI.

Lead loss mitigation, forecasting, and collections strategy for consumer lending. Build predictive collections models and CECL-based loss forecasts, align conversational operations, manage credit loss budgeting and vendor procurement, and present results to executive stakeholders.

Lead credit analytics for the Send Now Pay Later product: build and optimize valuation, vintage and NPV models; manage credit policies, portfolio monitoring, and NPL reporting; integrate and test scoring models with engineering/data science; and research alternative data to improve predictive performance.

Lead credit analytics for the Send Now Pay Later product: deliver executive portfolio health reporting, NPL trend analysis, and financial/vintage/NPV modeling. Design end-to-end credit frameworks and acquisition/customer management policies, monitor cohort performance, integrate and test ML scorecards with engineering, and evaluate alternative data sources to optimize approval rates and limit defaults.

Lead quantitative credit analytics for a Send Now Pay Later (SNPL) product: build and maintain credit policies, pricing and NPV models, vintage analysis, portfolio monitoring, model integration/testing, and alternative data evaluation to optimize approval rates and manage portfolio health.

Evaluate borrower financials, perform comprehensive credit reviews, conduct cash flow analysis, recommend loan approvals and structuring, prepare credit memoranda, monitor portfolio risk and industry trends, and collaborate with underwriting and risk leadership to maintain disciplined underwriting and support business growth.

The Credit Analyst III manages credit risk for regulated and alternative fund clients, analyzes client portfolios, and ensures adherence to credit policies.

The role involves underwriting and monitoring credit relationships, analyzing financial data, managing credit risks, and ensuring compliance with credit policies.

The Credit Analyst position involves underwriting and monitoring private credit investments, performing due diligence, and analyzing financial performance of companies while presenting findings to management.

The role involves managing high-yield corporate loans, evaluating capital structures, preparing investment recommendations, and contributing to portfolio management.

Analyze credit policy, approval rates, vintage performance, and portfolio metrics to inform credit strategy. Monitor model/scorecard performance, run tradeoff and scenario analyses, support pricing/term decisions, and produce recurring portfolio reporting and dashboards. Collaborate with collections, fraud, finance, and tech on reporting, model validation, and decisioning platform improvements.

The Private Credit Portfolio Management Analyst will monitor portfolio performance, assess credit risk, analyze financial data, and support investment decisions in a collaborative team environment.

The Credit Policy Analyst maintains and interprets credit policies to ensure alignment with risk appetite and regulatory requirements while providing support for credit-related inquiries.

Perform and manage QC audits to assess compliance with HUD, state, and federal requirements for reverse and conventional mortgage products. Maintain and update QC checklists, ensure findings are addressed in the LOS, communicate results, meet review timelines, assist leadership with audit process improvements, and ensure fair lending and net benefit compliance.