Top Credit Analyst Jobs in NYC, NY

Underwrite corporate, structured, and leveraged finance transactions by analyzing financial statements, projections, cash flows, stress scenarios, transaction structures, collateral, covenants, and legal documentation. Monitor portfolio exposures, covenant compliance, industry developments, and early warning indicators. Partner with relationship managers, product teams, legal counsel, and credit committees to support due diligence, approvals, renewals, amendments, waivers, and risk management improvements.

Supports the credit trading desk through market research, quantitative and qualitative analysis, trade idea development, risk assessment, data collection, backtesting, prototyping, and performance monitoring. The intern shadows investment professionals, learns credit markets and related products, presents projects to the investment team, and helps implement trading and risk-system solutions under mentorship.

Own diligence and underwriting for institutional counterparties, recommend internal credit ratings and risk-based limits, monitor portfolio exposures, analyze asset volatility/liquidity for limit-setting, negotiate industry documentation, and collaborate with cross-functional teams to resolve complex client or product issues.

Leads credit risk, pricing, underwriting, portfolio optimization, and policy strategies for Home Equity products. Analyzes credit performance, profitability, forecasting, customer behavior, collateral, and market trends to support risk-adjusted growth and capital decisions. Partners with Product, Finance, Operations, Technology, Compliance, and Credit Policy teams to implement decision rules, business requirements, controls, and process improvements. Develops monitoring tools and executive reporting, supports governance and regulatory activities, and mentors junior analysts.

Underwrite and price debt-portfolio acquisitions, build loan- and cohort-level cashflow forecasts, track portfolio performance vs. underwritten IRR/MOIC, diagnose return shortfalls, and establish underwriting standards, monitoring, and reporting to guide capital allocation decisions.

The Senior Credit Analyst evaluates credit profiles and financial documentation to assess risk, recommend loan eligibility, and contribute to credit policy development while collaborating closely with internal teams and leadership.

Lead due diligence and analysis of private credit funds (drawdown, private BDCs, interval funds). Source and monitor investments, write memos/commentary, present findings, educate financial advisors, manage vendor and internal relationships, and attend on-site/annual meetings.

Conduct in-depth municipal credit research and analysis, evaluate new issue and secondary market credits, build analytical models and tools, monitor portfolios, formulate sector investment strategy, author research and thought leadership, and support compliance, trading, and marketing materials.

Perform credit underwriting and portfolio monitoring for sustainable infrastructure investments: build and validate financial models, conduct multi-disciplinary due diligence, prepare investment memoranda, assess credit risk and structuring, support transaction execution, and assist origination and fund materials.

Perform in-depth municipal credit analysis, develop buy/sell recommendations, monitor portfolio holdings, conduct sector reviews, respond to portfolio manager/trader inquiries, and maintain accurate credit records to support investment decision-making.

Support enterprise and credit risk management by developing automated reports, dashboards, and analytics. Integrate and validate data from multiple sources, improve data quality and governance, maintain documentation, and partner with business and technology teams to support regulatory and management reporting and continuous process improvements.

The role involves underwriting and monitoring credit relationships, analyzing financial data, managing credit risks, and ensuring compliance with credit policies.

Lead credit and market risk analysis for the enterprise: evaluate counterparty creditworthiness and concentration risk; design and validate risk frameworks, models, stress tests, and scenarios; develop risk tools, reporting, and automation; provide technical oversight to analysts; influence cross-functional stakeholders and senior leadership to align credit strategies, limits, and governance.

Analyze credit risk for loss-sensitive insurance programs by producing account, prospect, and industry credit reports; make credit and collateral recommendations; collaborate with underwriting, brokers, and clients; conduct market and industry research; support process improvements and system evaluations; participate in client presentations and industry events.

Support valuation analysis and presentations for portfolio management and credit groups, update valuation models (DCF, multiples, precedent transactions), perform ad-hoc portfolio monitoring and reporting, and deliver valuation training and special projects to support underwriting and portfolio reviews.

Lead credit analytics for the Send Now Pay Later product: build and own valuation and vintage models, manage credit policies, monitor portfolio health and NPL trends, integrate ML scorecards, and evaluate alternative data to optimize approvals and loss performance.

Lead credit analytics for the Send Now Pay Later product: build and maintain credit policies, valuation and NPV models, vintage analysis, executive reporting, model integration and testing, and alternative data integration to optimize approval rates and portfolio health.

Lead credit analytics for the Send Now Pay Later product: own portfolio health reporting, NPL trends, valuation and NPV models, vintage analysis, credit policy design, monitoring, model integration and testing, and alternative data exploration to optimize approval rates and loss performance.

Lead credit analytics for the Send Now Pay Later product: build and maintain credit policies, valuation and NPV models, vintage analysis, portfolio surveillance, executive reporting, model integration/testing, and alternative data exploration to optimize approval rates and manage portfolio risk.

The Associate will analyze financial statements and manage credit risk by implementing risk management techniques.

Conduct detailed commercial credit investigations and financial statement analyses, prepare credit memos for lending decisions, support loan officers in structuring transactions, perform annual file reviews, and supervise/train credit analysts.

The role focuses on conducting fundamental credit research, analyzing capital structures, developing investment views, and maintaining external relationships to identify investment opportunities.

Translate credit policies into scalable decision logic, implement and maintain rule-based decision engines (e.g., Taktile), run UAT and scenario testing, monitor outputs, troubleshoot data and logic issues, document SOPs and audit-ready change logs, and track policy performance for unsecured lending.

Evaluate borrower financials, perform comprehensive credit reviews, conduct cash flow analysis, recommend loan approvals and structuring, prepare credit memoranda, monitor portfolio risk and industry trends, and collaborate with underwriting and risk leadership to maintain disciplined underwriting and support business growth.