Top Risk Analyst Jobs in NYC, NY

Analyze financial transactions to detect fraud, investigate incidents, record losses, identify root causes, improve controls, monitor emerging threats, maintain fraud intelligence networks, support fraud risk infrastructure, and provide awareness training and guidance to business and support teams.

Analyzes financial transactions to detect and prevent fraud, investigates incidents, records losses, performs root cause analysis, and recommends control improvements. The role monitors emerging fraud threats, maintains industry intelligence networks, supports fraud risk infrastructure, and provides training and guidance to business and support teams on fraud awareness and mitigation.

Analyze financial transactions to detect and prevent fraud, investigate incidents, document losses, identify root causes, improve controls, monitor emerging fraud trends, maintain industry intelligence networks, support fraud-risk infrastructure, and provide fraud-awareness training to business and support teams.

Reviews fraud appeals, high-risk transactions, pending reviews, chargebacks, and representment cases. Analyzes user behavior, payment details, proof documents, fraud trends, and business-line risk factors to determine appropriate actions. Handles escalations, blacklist releases, whitelisting, and customer responses according to SOPs. Ensures cases meet SLA and accuracy requirements while identifying emerging fraud patterns and supporting compliance across global users.

Serve as primary contact for fraud escalations, investigate anomalies using SQL and Visa tools, document findings, recommend actions on cards/accounts and rule sets, and partner with Product, Engineering, and Compliance to improve fraud controls.

Leads credit risk, pricing, underwriting, portfolio optimization, and policy strategies for Home Equity products. Analyzes credit performance, profitability, forecasting, customer behavior, collateral, and market trends to support risk-adjusted growth and capital decisions. Partners with Product, Finance, Operations, Technology, Compliance, and Credit Policy teams to implement decision rules, business requirements, controls, and process improvements. Develops monitoring tools and executive reporting, supports governance and regulatory activities, and mentors junior analysts.

Reviews and investigates fraud alerts, monitoring reports, and cases across accounts, cards, transactions, devices, and relationships. Identifies fraud patterns, documents findings, takes card actions, escalates suspicious or urgent activity to BSA/AML Operations, and maintains regulatory, quality, production, and SLA standards. Handles fraud-related cardholder calls and records all activity in Actimize and tracking spreadsheets.

Design and implement production-grade quantitative risk models for clearing operations, including market risk, margin, counterparty exposure, volatility, correlation, stress testing, and automated liquidation. Build and validate models in Python, monitor production performance, investigate issues, and collaborate with engineering, trading, and product teams. Use AI-assisted development while rigorously validating generated code and models. Document assumptions, limitations, and validation results to audit-ready standards.

The Risk Analyst role requires conducting operational risk, credit risk, market risk analysis, creating models, and developing analytics with a quantitative background.

Monitor payment transactions in real time, analyze and escalate high-risk activity, review approvals for manual, over-the-phone, and high-volume settlements, release settlements, identify risk patterns, and implement mitigation strategies. The role requires strong attention to detail, accurate data entry, technical aptitude, payment industry knowledge, and experience in banking credit or merchant services.

Build and maintain the U.S. Exchange risk governance framework, including risk assessments, controls, thresholds, incident reporting, policies, procedures, and risk registers. Partner with trading, product, legal, and operations teams to identify exposures, resolve issues, monitor regulatory developments, and ensure accountability. The role requires capital markets risk experience and the ability to implement practical frameworks in a regulated organization.

Support oversight of third-party data spend by managing monthly expense tracking, invoice reconciliation, month-end accruals, forecasting, variance reporting, and pricing analysis. Provide analytical support for contract negotiations, identify automation and AI opportunities, and support ad hoc financial analyses across stakeholders.

Lead capacity and commercial limits management for US GCS portfolios through analytics, underwriting strategies, capability development, cross-functional initiatives, and team leadership to drive prudent, profitable growth and improved customer experience.

Design and implement quantitative risk models and real-time monitoring for perpetuals and commodity derivatives. Build stress testing, default and guarantee-fund frameworks, translate model outputs into exchange policy (margin, liquidation, limits), and ensure CFTC reporting and capital compliance. Partner with engineers to deploy production-quality risk systems and prioritize risk architecture improvements as trading and exposure evolve.

Support enterprise and credit risk management by developing automated reports, dashboards, and analytics. Integrate and validate data from multiple sources, improve data quality and governance, maintain documentation, and partner with business and technology teams to support regulatory and management reporting and continuous process improvements.

Lead credit and market risk analysis for the enterprise: evaluate counterparty creditworthiness and concentration risk; design and validate risk frameworks, models, stress tests, and scenarios; develop risk tools, reporting, and automation; provide technical oversight to analysts; influence cross-functional stakeholders and senior leadership to align credit strategies, limits, and governance.

Support market risk oversight across equities and derivatives: monitor VaR, stress tests, limits, margin/collateral (IM/VM), reconcile positions, investigate breaches, and build automated risk reporting and controls working with Trading, Finance, Compliance, and Technology.

Owner of fraud and transaction risk detection for digital asset payments. Build monitoring, investigate flagged transactions, file SARs, design risk models and ML-driven detection, ensure AML/KYC compliance, and advise on product launch risk.

Perform customer due diligence and regulatory verification for client onboarding. Review onboarding packages, perform identity and sanctions screening, validate ownership and licenses, complete Payment Network checks, maintain client files, document exceptions, support Senior Compliance Managers, and improve SOPs to ensure compliant onboarding.

Lead credit analytics for the Send Now Pay Later product: build and own valuation and vintage models, manage credit policies, monitor portfolio health and NPL trends, integrate ML scorecards, and evaluate alternative data to optimize approvals and loss performance.

Lead credit analytics for the Send Now Pay Later product: build and maintain credit policies, valuation and NPV models, vintage analysis, executive reporting, model integration and testing, and alternative data integration to optimize approval rates and portfolio health.

Lead credit analytics for the Send Now Pay Later product: build and maintain credit policies, valuation and NPV models, vintage analysis, portfolio surveillance, executive reporting, model integration/testing, and alternative data exploration to optimize approval rates and manage portfolio risk.

Lead credit analytics for the Send Now Pay Later product: own portfolio health reporting, NPL trends, valuation and NPV models, vintage analysis, credit policy design, monitoring, model integration and testing, and alternative data exploration to optimize approval rates and loss performance.

Support fintech partner risk management across the Bank's BaaS portfolio: perform due diligence and risk assessments, monitor post-onboarding compliance, test controls, track remediation, liaise with internal teams and partners on financial-crimes and regulatory compliance, and maintain risk remediation roadmaps and reporting.

Supports the bank's Operational Risk Management program by performing risk assessments, identifying control gaps, monitoring internal controls and loss events, maintaining the GRC platform, drafting policies, preparing reports for management, and coordinating with business lines, ERM, IT, Compliance, and Audit.