Top NYC, NY Fintech Companies With Best Stability & Growth (977)

Strong Revenue Growth: Net revenue is rising steadily across recent periods, with constant-currency figures indicating robust underlying momentum. Guidance indicates continued double‑digit expansion in the near term.

Profitability: EBITDA and margins have improved alongside growth, reflecting operating leverage. Management signals an intention to maintain strong margin levels over the medium term.

Diversified Revenue Streams: Growth is broad‑based across Platforms, Unified Commerce, and Digital, suggesting multiple engines support overall expansion. New capabilities and acquisitions are positioned to reinforce balance across channels and use cases.

Strong Revenue Growth: Company-reported total net revenue rose meaningfully in 2025 and year over year in early 2026, supported by a larger platform after closing Discover. Management characterized Q1 2026 as reflecting solid top-line growth with stronger pre-provision earnings.

Investor Backing & Capital Strength: Disclosures cite a robust CET1 capital ratio, active share repurchases, and rising deposits and assets post‑acquisition. These indicators suggest ample capacity to integrate, invest, and return capital while scaling.

Strong Market Position & Advantage: The Discover acquisition added a proprietary payments network and expanded card scale, positioning the company as a leading issuer by card loans. Regulatory approval removed a key uncertainty and reinforced structural growth drivers.

Investor Backing & Capital Strength: Feedback suggests the $250M Series C at a ~$1.95B valuation and rapid follow-on from prior rounds indicate strong access to capital and investor confidence.

Market Expansion: Feedback suggests Rain broadened its geographic and network footprint by expanding Visa membership into APAC and positioning to scale globally.

Product Line Growth: Feedback suggests acquisitions of Uptop and Fern added rewards and infrastructure capabilities, expanding the platform stack for cards, wallets, and payouts.

Strong Revenue Growth: Revenue and recurring gross profit are growing at double‑digit rates, with Q1 2026 results and the 2025 baseline both showing continued expansion. ARR also increased meaningfully, reinforcing momentum in higher‑quality recurring streams.

Profitability: Diluted EPS and adjusted EBITDA improved versus the prior year, and GAAP profitability has been achieved in recent periods. Management’s outlook points to further growth in recurring gross profit and solid EBITDA for 2026.

Market Expansion: Total live locations increased with thousands of net adds, and the platform is scaling across restaurants and new verticals while investing in AI to lift ARPU and efficiency. Rising GPV and a new monetization milestone on volume support broader penetration across the installed base.

Strong Revenue Growth: Revenue is accelerating year over year, with FY26 top-line growth outpacing FY25 and management pointing to robust organic expansion. Payments momentum and higher revenue per customer also contributed to the step-up.

Product Line Growth: Newer offerings—analytics/AI capabilities, embedded U.S. payroll, a simpler UK tier, and an expanding payments stack—are adding to monetization. Payments and invoicing volumes and revenue are growing quickly, reinforcing the product engine.

Market Expansion: The platform’s multi‑year rise in subscribers and acceleration in the U.S. (including Xero Bill Pay powered by Melio) indicate broader geographic traction. Continued ARPU gains across regions support a widening footprint.

Strong Revenue Growth: Multiple reports cite record net trading revenues through late 2025 and into Q1 2026 (including a sharp year‑on‑year surge), indicating accelerating top‑line performance. These results are presented as consecutive records, suggesting strong momentum into this year.

Market Expansion: The firm lists 14 offices across North America, Europe, and Asia-Pacific and has added regional leadership in Asia, pointing to an expanding geographic footprint. Ongoing hiring activity across technical and trading infrastructure roles further aligns with capacity scale‑up.

Diversified Revenue Streams: Operations span multiple asset classes and channels, including equities, futures, options, currencies, fixed income, crypto, and U.S. retail equity wholesaling. This breadth indicates revenue sources are not confined to a single product or venue.

Market Expansion: Public milestones indicate assets under custody rose from $2B (Apr 2023) to $6B with 900+ RIAs (Dec 2024), with later materials citing more than 1,100 firms by 2026. This trajectory points to expanding adoption across the RIA channel.

Product Line Growth: The company broadened beyond cash into annuities and launched lending after acquiring SoraFinance, with early lending traction of nearly $60M shortly after launch. This expanded suite signals new avenues for growth across assets and liabilities.

Strategic Partnerships: Multiple integrations (e.g., MoneyGuide, eMoney, Salesforce/XLR8, Practifi, QuickBooks/Quicken) and enterprise relationships were added through 2024–2026. These moves embed the platform in advisor workflows and extend distribution.

Investor Backing & Capital Strength: A $31M Series B in February 2026 led by FPV Ventures with participation from Vertex Ventures, ADP Ventures, Y Combinator, and Restive Ventures signals strong investor confidence and ample capital. Total reported funding around $46M alongside the rebrand provides runway to scale platform and operations.

Market Expansion: Funding is explicitly earmarked to expand beyond R&D tax credits into 179D and cost segregation and further into additional U.S. tax/accounting workflows. Public materials also reference plans to broaden financial/compliance automation and geographic reach through 2026.

Strong Hiring & Retention: The Greenhouse careers page lists about 10 open roles across sales, marketing, and client success, typical of go‑to‑market expansion. The LinkedIn footprint shows an active presence in the 51–200 employee range following the rebrand.

Investor Backing & Capital Strength: Public signals indicate fresh capital from a $21M Series A co-led by PayPal Ventures and Portage, earmarked for U.S. and Europe expansion. This strengthens runway for product and go-to-market execution.

Product Line Growth: Recent announcements show Ledger v2 and frequent tagged releases into May 2026, plus added modules like connectivity and reconciliation. This suggests expanding capabilities around the programmable ledger.

Market Expansion: The company explicitly targets U.S. and Europe expansion, including plans to open a New York office and partner-driven connectors that widen coverage. Compliance moves like DORA readiness also support entry into regulated European markets.

Strong Revenue Growth: Reported and organic revenue increased in 2025 and accelerated into early 2026, with margins expanding. Q1 2026 showed re‑accelerated momentum supported by multiple engines.

Profitability: Adjusted operating income and margins expanded in 2025 and improved further in Q1 2026. Results show stronger profitability alongside revenue gains.

Diversified Revenue Streams: Multiple businesses—Morningstar Credit, the Morningstar Direct Platform (Data and Direct), PitchBook, and Retirement—drove broad‑based growth. Credit benefited from robust issuance across geographies and asset classes while platforms and data added steady subscription‑led expansion.

Strong Revenue Growth: Q1 2026 revenue grew strongly year over year, supported by broad‑based inflows across iShares ETFs, active and private markets, and rising technology and subscription revenue. Recent disclosures also point to sustained momentum from late 2025 into early 2026.

Diversified Revenue Streams: Growth is driven by multiple engines—ETFs, active strategies, private markets, and technology/data services (Aladdin and Preqin)—reducing reliance on any single line. Recent acquisitions (GIP, HPS, Preqin) further broaden infrastructure, private credit, and data offerings.

Strong Market Position & Advantage: Record AUM levels and record ETF flows underscore category scale and demand. Technology revenue growth alongside the leading ETF franchise reinforces competitive positioning.

Product Line Growth: Product launches such as expanded Cedar Intelligence for billing, the Kora AI voice agent, and affordability tools indicate a steady cadence of feature expansion. These additions broaden use cases from post‑visit billing into coverage, affordability, and automated support.

Market Expansion: New deployments and marketplace integrations (e.g., health‑system wins, ambulatory channels, and marketplace distribution) show expanding reach across health systems, medical groups, and practices. Such channels open growth vectors beyond large enterprise hospital deals.

Strategic Partnerships: Partnerships and ecosystem collaborations (e.g., marketplace integrations and communications platforms) support scale and adoption. An acquisition expanding payer–provider workflows further extends platform breadth and go‑to‑market leverage.

Strong Revenue Growth: Feedback suggests the company delivered outsized revenue gains (e.g., a 3x increase last year) with similar growth anticipated and material upticks in customer count and daily verifications. Statements also indicate it is approaching profitability.

Market Expansion: Feedback suggests the firm is moving into new sectors (such as public sector healthcare, telecom, and property management) and exploring international footholds while scaling distribution through many orchestration platforms. Partnerships with state agencies and broad alliance availability point to a widening addressable market.

Product Line Growth: Feedback suggests recent launches like CIP Match & Watchlists and Intercept, alongside acquisitions, broaden the suite from core fraud scores into compliance and analyst decisioning. These moves are framed to increase customer stickiness and wallet share.

Strong Revenue Growth: Company disclosures indicate net revenue and underlying income increased year over year, with guidance pointing to continued growth into the next fiscal period. Quarterly updates also describe momentum carrying into Q4 alongside rising volumes and active customers.

Profitability: Management reports a robust profit-before-tax margin and indicates outcomes near the high end of its target range while continuing to invest. This suggests the business is scaling while maintaining healthy profitability.

Market Expansion: The company obtained new licenses in multiple countries, added direct connections to local payment systems, and expanded distribution via new bank and platform partnerships. A dual listing on Nasdaq further broadens market access and visibility.

Investor Backing & Capital Strength: A March 16, 2026 Series B–II extension of about $7.1M indicates continued investor support beyond the 2022 Series B. This suggests access to incremental capital to fund go‑to‑market and R&D.

Market Expansion: Repeated external recognitions (e.g., 2025 Inc. 5000; 2025–2026 Hackett Group “50 to Watch”) and active hiring across engineering, sales, and operations point to expanding footprint and visibility. Mentions of hundreds of customers and platform oversight of nearly half a billion in annualized spend further support growing scale.

Innovation-Driven Growth: Public AI product launches (e.g., “Order.co AI” and an “AI Command Center” beta) and “AI Procurement Platform of the Year” honors reflect ongoing product investment. These moves align with market demand for AI-enabled procurement capabilities.

Strong Revenue Growth: Company statements around the May 2024 raise indicate revenue tripled year over year, with ongoing materials pointing to continued momentum through subsequent periods. These disclosures frame the business as scaling despite broader market challenges.

Investor Backing & Capital Strength: The company closed a $34M Series B in May 2024 led by Qumra Capital with participation from Insight Partners and Aleph, bringing tracked total funding to roughly $63M. Such capital is described as supporting headcount, product expansion, and go‑to‑market growth.

Market Expansion: Company materials highlight expansion to Australia with sales and support in Sydney and Melbourne, alongside offices in New York and Austin. Plans for additional international build‑out suggest a growing geographic footprint.

Strong Revenue Growth: ARR milestones rising from $100M in early 2024 to $200M by January 2026 indicate rapid top-line expansion. External recognition such as Deloitte’s Technology Fast 500 placements aligns with a multi‑year growth trajectory.

Investor Backing & Capital Strength: A $100 million Series E at a $1.6 billion valuation signals strong investor confidence. This capital provides fuel for continued product development and go‑to‑market expansion.

Market Expansion: International growth is evidenced by new offices in London and Sydney and the signing of the company’s largest customer in Germany. Reported customer counts moving from 2,600+ to 3,500+ teams suggest widening global adoption.

Market Expansion: New deployments and named rollouts with government agencies and enterprises indicate an expanding footprint and recurring usage. A growing set of agency adopters and new customer logos suggest continued commercial traction.

Innovation-Driven Growth: Live launches for underserved-language voice AI and active 2026 release notes point to ongoing R&D and platform maturation. Product updates such as redesigned AI agent modules and new webchat experiences reinforce a steady shipping cadence.

Investor Backing & Capital Strength: Recent funding rounds, including a 2024 Series A, are cited as providing resources to grow. Additional non-dilutive funding in 2022 is referenced, bolstering the company’s runway for expansion.

Investor Backing & Capital Strength: Valuation increased from roughly $3.1–$3.2B in early–mid 2024 to about $10.75B after a mid‑2025 round, alongside substantial capital raised, signaling strong investor confidence.

Strong Revenue Growth: Revenue was about $500M in 2025 with leadership guiding to roughly $1B in 2026, and the company reported EBITDA profitability in 2023.

Market Expansion: Membership has surpassed 5 million with a merchant network around 45,000, while rewards expanded from rent into mortgage payments and the B2B Alliance footprint grew with large property owners.

Investor Backing & Capital Strength: Recently closed a $50 million Series B led by Battery Ventures, bringing total funding to $76 million and adding a new board member. These signals indicate ample runway to scale product and go‑to‑market.

Innovation-Driven Growth: The platform is repositioned as “the operating system for agentic fund management,” layering AI-driven, audit‑grade workflows over deterministic rails. This AI‑forward narrative includes specific performance claims around faster reconciliations and reporting for fund finance teams.

Strong Hiring & Retention: Public signals show a 51–200 employee band, active recruiting for roles such as Senior Manager, People, and a move to a larger NYC office to support growth. These markers are typical of a scaling startup investing in team capacity.