Top NYC, NY Fintech Companies With Best Stability & Growth (810)

Strong Revenue Growth: Reported figures indicate total reported sales rose from $41.4 billion in 2024 to about $43.1 billion in 2025, while assets under management increased from roughly $524 billion to $584 billion. Life insurance in force also climbed year over year.

Profitability: Statutory operating earnings reached nearly $3.9 billion in 2025, up from about $2.8 billion in 2024. Record estimated policyowner dividends for 2026 were approved in line with this performance.

Investor Backing & Capital Strength: Balance sheet measures improved as total life company assets and surplus rose in 2025 versus 2024, and total adjusted capital was cited around $34.4 billion for 2025. These gains coincided with a higher approved dividend of $2.9 billion for payment in 2026.

Investor Backing & Capital Strength: Backing and signal investors are named (e.g., Mantis VC, Company Ventures; individuals from dbt Labs, MotherDuck, Outerbounds), which suggests runway and execution support even though round sizes are not disclosed.

Innovation-Driven Growth: A clear technical thesis is emphasized around verifiable, deterministic outputs with provenance and repeatability (“AI that proves it’s right”), targeting auditability and citation-heavy enterprise workflows.

Strong Hiring & Retention: Hiring activity is visible via open roles and repeated “we’re hiring” posts (e.g., Chief of Staff, engineers), indicating team build-out consistent with an early expansion phase.

Strong Revenue Growth: Recent periods show operating revenue rising year over year to surpass NZ$2 billion in FY25 and continuing to advance in H1 FY26.

Profitability: Management reports strong Rule of 40 outcomes in both FY25 and H1 FY26, indicating a healthy balance of growth and profitability momentum.

Future-Ready Strategy: The Melio acquisition and AI-enabled product plans are positioned to accelerate U.S. expansion, deepen payments monetization, and support longer-term ARPU growth.

Profitability: EBITDA margin expanded to 53% for FY 2025 with H2 at 55%, reflecting operating leverage at scale. Free cash flow conversion remained strong with capex held around 5% of net revenue, underscoring disciplined execution.

Strong Revenue Growth: Net revenue rose 18% year over year in 2025 (21% on a constant‑currency basis), with H2 continuing double‑digit momentum. Management guides 20–22% constant‑currency net revenue growth for 2026.

Diversified Revenue Streams: Growth was supported by Unified Commerce and Platforms across regions even as Digital showed mixed trends in H2 2025. Point‑of‑sale volumes and platform contributions provided additional balance to overall performance.

Product Line Growth: Documentation and release notes indicate Moov shipped multiple sizable features in 2025–2026 (e.g., partner billing/invoicing, Tap to Pay on iPhone/SDKs) and maintained quarterly API versions, with the 2026.04.00 stable release on April 16, 2026. This cadence suggests active investment and a widening product surface.

Strategic Partnerships: Public materials highlight recognizable partners and customers such as Jack Henry, LoanPro, and Trimble, signaling enterprise adoption and go‑to‑market traction. Feedback suggests these relationships expand distribution and credibility.

Investor Backing & Capital Strength: Third‑party trackers note capital raises beyond the 2023 Series B, including a convertible note in October 2025. This continued access to capital typically supports ongoing growth and platform buildout.

Strong Revenue Growth: Record annual revenue was achieved in 2025 with momentum carrying into early 2026 as multiple trading categories and regions set new activity highs. Growth outside U.S. credit and strong ADVs in portfolio and block trading supported the top line.

Product Line Growth: Portfolio trading, block trading, and dealer‑initiated protocols posted record activity levels, indicating expanding adoption across key workflows. New tools like Mid‑X and X‑Pro are being used to capture additional trading use cases.

Market Expansion: Commission revenue reached records in emerging markets, eurobonds, and U.S. government bonds, showing broader geographic and product penetration. Early 2026 updates highlight continued strength in emerging markets and other non‑U.S. credit categories.

Strategic Partnerships: Partnerships with large RIAs such as Mercer Advisors, EP Wealth, Venturi Private Wealth, Quotient Wealth Partners, TritonPoint Wealth, and Fidelis Capital indicate expanding distribution and enterprise validation. Feedback suggests these collaborations are extending Opto’s platform adoption across the advisor channel through 2024–2026.

Market Expansion: Opto reports serving over 250 RIA firms by late 2024 with additional partnerships announced into 2025 and 2026, signaling broader channel penetration. Rising advisor demand for private markets access aligns with the company’s focus, supporting continued uptake.

Product Line Growth: The launch of custom-funds capabilities (2023) and the Planner tool (2024), alongside ongoing platform enhancements and published outlooks, reflect active expansion of the product suite. Feedback suggests these additions help RIAs build programmatic private-markets offerings with improved workflows.

Strong Revenue Growth: Annualized revenue surpassed $1B by October 2025 with roughly 90% year-over-year growth, and annualized transaction volume more than doubled to over $235B by late 2025.

Investor Backing & Capital Strength: Successive late-stage rounds—$300M Series F at a $6.2B valuation followed by $330M Series G at an $8B valuation—indicate strong investor confidence and ample growth capital.

Market Expansion: Launches in 12 new markets in 2025, a dual global HQ in San Francisco, and a broad licensing footprint across many countries underscore rapid geographic scaling.

Strong Revenue Growth: Recent disclosures indicate rising revenue with improving ARPU and a larger base of paying subscribers under the parent company. This momentum suggests stronger monetization alongside user expansion.

Investor Backing & Capital Strength: Upbound completed the acquisition and characterized Brigit as accretive to EBITDA, signaling confidence and resources to invest. Placement within a public parent supports continued scaling and product development.

Future-Ready Strategy: Management outlined ongoing expansion into 2026 with expected benefits from scale and product additions within the portfolio. Guidance points to a meaningful contribution to consolidated results as offerings grow.

Investor Backing & Capital Strength: A recent Series A alongside a sizable debt facility signals capacity to fund originations and invest in growth, and investor announcements explicitly frame this as fuel for scaling. Public materials indicate this capital is intended to expand team, operations, and the financing program.

Product Line Growth: The company has rolled out vendor‑embedded offerings (e.g., Gynger Pay) and continued shipping feature updates through 2025–2026. This cadence points to ongoing product investment aligned with buyer and seller workflows in its niche.

Strategic Partnerships: Customer stories and ecosystem activity highlight partnerships and embedded motions with notable tech vendors and AI/GPU infrastructure providers. These placements suggest expanding distribution and visibility within target markets.

Strong Revenue Growth: Reported 31% year‑over‑year revenue growth to about $2.2 billion in 2025, alongside higher margins, with guidance of $2.63–$2.67 billion for 2026 and multiple indications of raised outlooks post‑IPO.

Diversified Revenue Streams: Disclosures highlight rising contributions from platform-related products such as MyPay (scaling to a $400M+ annualized run rate), Instant Loans, and Outbound Instant Transfer, adding to interchange-driven payments revenue.

Strong Market Position & Advantage: Multiple sources describe Chime as the leading U.S. neobank by active users, with J.D. Power data showing the highest share of new checking account openings in late 2025 and continued brand momentum after its June 2025 IPO.

Product Line Growth: Multiple AI- and automation-led offerings—Cedar Cover, the Kora AI voice agent, and expanded Cedar Intelligence personalization—signal active product investment and broader platform scope into 2025–2026. These launches indicate sustained feature velocity beyond core billing.

Market Expansion: Cedar cites 50 million patients served, 1.5 billion interactions, and $10 billion in payments processed, pointing to a materially larger footprint than in 2022. Scale signals alongside the April 2026 Cedar Intelligence launch suggest broader reach and usage across the platform.

Strategic Partnerships: New wins with Sanford Health and LCMC Health, plus momentum among athenaOne practice groups, show ongoing commercial traction and channel reach. These announcements indicate continued access to large enterprise environments and mid‑market physician groups.

Product Line Growth: New capabilities such as a dedicated Lending platform (launched Mar 17, 2026), expanded annuity marketplace, and QuickBooks/Quicken integrations, alongside the SoraFinance acquisition, indicate a broader product suite.

Market Expansion: Company-reported milestones show AUC rising from $5B and ~800 RIAs (May 2024) to $6B and 900+ RIAs (Dec 2024), with later references to >$7B and 1,100+ firms, signaling expanding adoption.

Strategic Partnerships: Enterprise relationships with firms like Mariner and Carson and integrations with core advisor tools (e.g., eMoney, MoneyGuide, Salesforce/Practifi/XLR8) point to widening distribution and ecosystem reach.

Strategic Partnerships: Announced partnerships with platforms and providers across lending, digital banking, and fintech infrastructure (e.g., Plaid, Q2, Narmi, Blend, 10x Banking, Numerated, Sonovate, MANTL, Mastercard) indicate strong distribution channels and integration depth. Co‑selling motions and a Partner Center with 250+ solutions suggest durable pipeline and upsell potential.

Market Expansion: Expansion beyond the U.S., including a formal UK launch and availability across 40+ countries, is accompanied by a growing global client base reportedly surpassing 700–800 institutions. Operational scale claims such as decisioning billions of events monthly reinforce capacity to support broader geographic and customer growth.

Innovation-Driven Growth: New offerings across embedded finance, ongoing monitoring/AML, AI-driven workflows (native AI assistant), and perpetual KYC/KYB signal sustained product velocity aimed at capturing more of the risk/compliance stack. Platform re‑architecture and tools like Fraud Attack Radar and a data‑rich marketplace point to continued innovation to meet evolving fraud and compliance needs.

Strong Market Position & Advantage: Disclosed operating metrics cite 37M+ brokerage accounts and $229B+ assets under custody as of March 31, 2026, indicating material scale versus earlier snapshots. Feedback suggests this footprint underpins Apex’s role powering many digital‑first investing platforms.

Product Line Growth: Recent rollouts such as 24x5 trading, fractional fixed income, AscendOS, AI tools like “Ask Ascend,” and a planned prediction‑markets offering point to continued expansion of capabilities. Feedback suggests these launches support new client wins and deeper wallet share with existing clients.

Strategic Partnerships: Partnerships with State Street (including a minority investment), Google Cloud, Coinbase, Allfunds, and others indicate expanding distribution and external validation. Feedback suggests these alliances open channels across advisor, fintech, and international segments.

Strategic Partnerships: Major wealth firms, asset managers, and platforms expanded relationships and integrations (e.g., with Schwab Advisor Services, Envestnet/Orion/Vestmark, Baird, CAPTRUST, and J.P. Morgan AM), signaling embedded distribution and enterprise adoption. Industry and company announcements point to broader reach across the independent wealth channel.

Product Line Growth: The platform broadened capabilities with ticker‑traded alternatives execution, a models marketplace, deeper Schwab workflows, and a capital markets division for structured investments. New tools such as secondary‑market access and an AI assistant indicate continued expansion of the product suite.

Market Expansion: Recent disclosures cite a larger advisor and firm footprint alongside a scaled in‑person education calendar and a marquee Summit. These indicators align with rising advisor engagement in alternatives and suggest expanding platform utilization.

Resilient & Sustainable Growth: Square’s gross profit increased at a steady high‑single‑digit rate in 2025, and payments volume rose at around a double‑digit pace with signs of reacceleration early in 2026. Together these trends indicate consistent expansion within the seller ecosystem.

Market Expansion: International seller payment volume expanded faster than the U.S., and mid‑market penetration increased, showing growth beyond the core micro‑merchant base. Management also cited record new volume added, pointing to broadened reach across geographies and segments.

Product Line Growth: New hardware (e.g., Square Handheld and next‑gen Register) and expanded financial solutions (like Square Loans) are described as lifting attach and monetization. This cadence suggests the product portfolio is deepening to support revenue per seller over time.

Strategic Partnerships: Public partnerships with MetLife, New York Life, Securian, and others—along with the insurer coalition formed via the “Empathy Alliance”—point to deep carrier integrations and strong distribution leverage. These relationships indicate large carriers are standardizing on Empathy for post‑claim experience in the U.S. life channel.

Investor Backing & Capital Strength: Closing a $72M Series C in May 2025 (total funding roughly $162M) with participation from top VCs and major insurers signals strong financial support. This unusual mix of capital and distribution partners provides resources and validation for scaling in a young category.

Market Expansion: Geographic expansion into Canada and the U.K., with partnerships such as Sun Life, TD Bank, and BMO Insurance, shows momentum beyond the U.S. base. Additional carrier deals and claims coverage across North America broaden reach into tens of millions of policyholders.

Strong Revenue Growth: Company filings indicate revenue and net income rose sharply in 2024 and through the first nine months of 2025. Disclosures also describe large increases in client activity and balances that helped drive the step‑up in results.

Investor Backing & Capital Strength: Reports describe substantial new capital raised in late 2025 and early 2026, including equity and notes, alongside a higher private valuation round. Regulatory references also note a meaningful increase in adjusted net capital at the broker‑dealer arm.

Market Expansion: Announcements detail expansion into APAC via the BOOM Securities acquisition agreement and added European market access through new licensing. The firm also broadened access with extended trading hours and new venues, indicating a wider geographic and market footprint.

Strong Revenue Growth: Recent results show revenue and operating income rising sharply year over year, with margin expansion in the latest quarter. Technology services also posted double‑digit growth, reinforcing top‑line momentum.

Diversified Revenue Streams: Inflows were broad‑based with record ETF intake, plus positive contributions from active strategies, private markets, and higher performance fees from alternatives. Subscription technology (Aladdin and data) added recurring revenue alongside asset‑based fees.

Strong Market Position & Advantage: Record AUM and leadership in ETFs, including the largest spot bitcoin ETF, underscore scale advantages in distribution and product breadth. These dynamics helped deliver strong net inflows and expanded brand reach.