Top Payments Companies in NYC, NY (260)

Strong Revenue Growth: Net revenue rose 14% year over year in Q2 2026 (12% currency‑neutral) to $9.3B, with first‑half 2026 up 15% and full‑year 2025 up 16% (15% currency‑neutral). These results indicate sustained top‑line momentum across recent periods.

Diversified Revenue Streams: Value‑Added Services & Solutions grew 20% in Q2 2026 (18% currency‑neutral) and 23% in 2025, outpacing Payment Network growth. This mix shift adds a faster‑growing second engine alongside the core network.

Resilient & Sustainable Growth: Transaction fundamentals remained healthy in Q2 2026—gross dollar volume +8% to $2.9T, cross‑border +12%, and switched transactions +9% (local‑currency). Multi‑year growth from 2025 into the first half of 2026 underscores durable momentum.

Strategic Partnerships: Partnerships with Jack Henry for Visa Direct enablement and integrations like LoanPro’s native Moov processor (June 2026) point to expanding distribution and credibility with financial institutions and lenders. Additional ecosystem ties (e.g., Plaid, Currencycloud, Google Cloud Marketplace) reinforce growing channel reach and capability breadth.

Innovation-Driven Growth: Ongoing 2026 documentation and dashboard updates—covering instant-rail support (RTP/FedNow), new partner billing features, surcharging, and versioned API releases—indicate sustained product velocity. Becoming a licensed card/acquiring processor and highlighting a Visa processing relationship in 2024 suggest broadening use cases over subsequent years.

Market Expansion: Operating fintechdevcon (listed as organizer in 2025–2027) expands developer and partner pipelines that often precede commercial wins. New integrations and ecosystem activity through 2025–2026 signal growing platform adoption beyond initial beachheads.

Strong Revenue Growth: Net revenue is rising at a double‑digit pace across FY 2025 and into H1 2026, with guidance indicating continued momentum on a constant‑currency basis. Growth is supported by expansion with existing enterprise customers and new wins across regions and pillars.

Profitability: EBITDA margins remain high alongside strong free cash flow conversion, indicating solid operating leverage even as the company scales. Multi‑year margin ambitions are reaffirmed, signaling confidence in sustained earnings quality.

Product Line Growth: AI‑focused launches and the additions of Talon.One and Orb broaden the platform beyond core payments into loyalty, promotions, and usage‑based billing. These moves point to a widening solution set aimed at deeper share of wallet with enterprises.

Strong Revenue Growth: Q2 2026 total net revenue rose 4% sequentially to $15.9 billion. Integration of Discover and Brex contributed to higher non‑interest income and broader payments capabilities.

Profitability: Q2 2026 net income reached $3.0 billion, up from $2.2 billion in Q1 2026, alongside a net interest margin of 8.01%. Management also cited strong credit performance, including a $662 million reserve release.

Market Expansion: Acquisition‑driven scale is broadening reach, with the Discover deal (closed May 18, 2025) and Brex (closed April 7, 2026) adding network and corporate card/spend‑management capabilities. Balance‑sheet growth continued in Q2 2026 as period‑end loans rose 2% to $457.2 billion and total assets reached $673.8 billion.

Strong Market Position & Advantage: KUBRA is described as reaching over 40% of U.S. and Canadian households and serving 250–475+ enterprise clients, placing it in the top competitive set for utility/government bill presentment and payments. This visible scale and recognition, reinforced by REPAY’s acquisition framing, indicate an entrenched position in resilient, recurring‑billing verticals.

Product Line Growth: Recent launches such as KUBRA HQ (October 2025) and the EZ‑PAY+ expansion (February 2026) show continued investment in billing, payments, and communications capabilities. These additions broaden use cases and support cross‑sell and upsell potential within existing accounts.

Investor Backing & Capital Strength: REPAY closed the acquisition on June 1, 2026 and guided $150–$154 million of KUBRA revenue contribution for the remaining seven months of 2026 with a multi‑year synergy roadmap. The combination implies added investment capacity and cross‑sell leverage across a platform processing roughly $130 billion in annual payment volume.

Innovation-Driven Growth: Public changelogs and help-center updates show a steady cadence of new releases through mid-2026, including AI meeting reminders, payroll/permissions, and enrollment/billing enhancements. Continuous additions across billing, payroll, enrollment, and messaging suggest a widening product surface that can replace point tools.

Strategic Partnerships: State and agency procurement materials list the platform among approved or competing CCMS vendors, and distribution via channels like Carahsoft’s GSA schedule expands access. Inclusion in statewide initiatives (e.g., Indiana’s program window) typically precedes additional deployments.

Strong Revenue Growth: Company materials and profiles indicate ARR doubled over the past year and is expected to at least double again, aligning with visible adoption signals such as “5,000+ child care programs.” App‑store activity and multi‑site case studies further support momentum in customer acquisition.

Investor Backing & Capital Strength: Significant financing—a $55M Series B led by Transformation Capital with continued support from existing investors—brings total venture backing above $70M and provides clear runway to scale. Leadership links this capital to expanding engineering, product, and growth teams to meet rising demand.

Innovation-Driven Growth: The platform emphasizes agentic/generative AI (e.g., Autodor AI Agents) to move from reactive post‑payment review to proactive pre‑payment detection. Reported results include faster claim turnaround times and measurable medical cost savings for payer clients.

Market Expansion: Engagements span regional and national health plans (including partnerships such as Johns Hopkins Health Plans), with teams scaling to address rising demand. Activity across prior authorization, payment integrity, and appeals points to a widening footprint in health‑plan operations.

Investor Backing & Capital Strength: Fresh capital is highlighted by a $44M Series D led by Lux Capital at a $1.15B valuation, taking total funding above $125M. Independent coverage from Fortune and Built In NYC corroborates the round and the rebrand to Genius AI.

Strong Revenue Growth: Revenue momentum is underscored by statements that the business is approaching a $200M revenue run‑rate, alongside large customer usage figures. Public materials also reference significant sales volume facilitated through the platform.

Market Expansion: A July 2026 rebrand from GlossGenius to Genius AI marks a deliberate move beyond beauty/wellness into the broader in‑person service economy, including health‑adjacent categories. Product mentions such as Reception and an “autonomous back office” reinforce the expansion thesis.

Strong Revenue Growth: Revenue surpassed $1 billion in 2023 with 17% year-over-year growth, and early-to-mid 2024 showed 19–20% revenue growth alongside a 19–20% increase in annual run-rate revenue. Bookings were also up 23–25% in 1H 2024, indicating continued momentum.

Market Expansion: The Google Domains asset acquisition and subsequent migration of “millions of domains” broadened the funnel and supported higher run-rate revenue into 2024. Management also cited subscriber gains and new commerce features as tailwinds in Q1 2024.

Investor Backing & Capital Strength: The October 17, 2024 take-private by Permira in an all-cash deal valued around $7.2B reflects strong sponsor confidence and capital support. Following the transaction, the company delisted and ended quarterly earnings calls and guidance.

Strong Revenue Growth: Revenue is described as rising, with Afterpay’s revenue up 28% year over year in 2024 and BNPL GMV posting double‑digit growth into late 2024. Commerce Enablement volume and consumer‑lending originations also grew in 2026, indicating continued contribution to Block’s top line.

Market Expansion: Distribution widened as Pay‑Over‑Time was rolled out inside Cash App to hundreds of thousands of merchants in March 2025, extending reach to a large user base. Seasonal metrics showed deeper engagement during Black Friday–Cyber Monday 2025, with BNPL spend per customer up 6%.

Product Line Growth: Offerings expanded beyond classic checkout installments to include Post‑Purchase BNPL and Cash App Card–linked pre‑purchase options, with originations rising meaningfully in 2026. This broader lending stack suggests BNPL is fueling adjacent growth vectors inside Block.

Strong Revenue Growth: Recent disclosures cite being on track to do more than $500M in net revenue for the fiscal year ending May 31 and a rise in a contribution metric from roughly $140M (2022) to about $350M (2024). Earlier filings also reported 32% year-over-year revenue growth in FY2021, indicating multi-year top-line expansion.

Product Line Growth: The company expanded beyond its core PEO with a standalone Payroll product, Employer of Record capabilities in Canada, and a 2026 ICHRA partnership with Thatch. These additions signal investment in adjacent offerings that can drive incremental growth.

Market Expansion: Customer counts progressed from nearly 9,000 (2022) to 12,000+ (2024/2025) and to about 15,000 in a 2026 CEO note, alongside 30% more new customers year over year. Operating throughput reached $31B+ in payroll processed and 268K+ W‑2s in 2025, consistent with a broader footprint.

Investor Backing & Capital Strength: Capital raised in June 2024—a $20M Series A led by PayPal Ventures plus a debt facility up to $100M from Community Investment Management—provides funding capacity to finance customer purchases and scale go-to-market. Public materials link this capital to expanding originations and operations.

Strong Revenue Growth: Statements at the June 2024 Series A cited over 700% year-over-year revenue growth and a 5x increase in customers since sales began in 2023, indicating sharp early traction even if off a small base. Continued customer stories into late 2025 and January 2026 suggest ongoing adoption.

Strategic Partnerships: Case studies and partner references (e.g., HPE GPU deals, Therapy iQ) through 2025–2026 point to recognizable logos using the platform and vendor-side embed efforts like “Pay with Gynger.” Partnerships in AI/GPU infrastructure (e.g., Soluna, GMI Cloud) broaden use cases within the tech ecosystem.

Market Expansion: The network is expanding with 14,669 new retailer locations and 1.6 million new customers added in 2025, alongside claims of 100,000+ participating locations and reach to tens of millions of consumers. New 2026 rollouts such as Save Mart’s nearly 200 stores and a New Jersey fuel model with QuickChek illustrate continued geographic and category expansion.

Strategic Partnerships: Recent additions and expansions with The Save Mart Companies, Coen Markets, Wendy’s via Meritage, and Desert De Oro Foods, plus integrations with Varo Bank and Marqeta, broaden access beyond the standalone app. Partnerships with platform players (e.g., Uber) and fuel brands support scaled distribution across verticals.

Product Line Growth: Growth is expanding beyond fuel, with restaurant transactions up 64% year over year in July 2025 and over half a million grocery offers claimed monthly. Ongoing grocery and QSR additions in 2026 are positioned to further lift non‑fuel transactions.

Resilient & Sustainable Growth: Square gross profit and payment volumes are rising with signs of acceleration in 2026; Q2 2026 gross profit reached about $1.16B and GPV increased at a low‑teens rate year over year. Management also raised the full‑year outlook at the Block level, indicating momentum in which Square is contributing.

Market Expansion: Traction with larger, multi‑location sellers and strong international GPV growth indicate expansion beyond very small businesses. U.S. GPV also accelerated to its strongest pace since Q2 2023, complementing faster non‑U.S. growth.

Innovation-Driven Growth: Hardware and AI are highlighted as fast‑compounding capabilities, and Square Financial Services has begun processing acquiring volume. An expanded ISO and partner ecosystem is bringing in more new sellers and deepening product adoption.

Strong Market Position & Advantage: After closing the SP+ take‑private in May 2024, the company states it became the largest parking network/operator in North America with 4,000+ locations, later citing 4,200+ locations and about $5B in annual payments. This scale provides reach to 50M+ consumers and a platform for broad deployment of its AI-driven model.

Investor Backing & Capital Strength: In November 2025, the company announced $1.6B in new capitalization (a $1.1B Term Loan B plus a $500M Series D) to accelerate expansion beyond parking. Earlier financing linked to the SP+ acquisition further underscores substantial access to capital.

Market Expansion: The platform is extending into adjacent sectors—retail, hospitality, fueling, mobility, and aviation—with moves such as the Joby Aviation partnership to develop 25 vertiport sites. Acquisitions like Oosto broaden capabilities supporting expansion beyond core parking.

Strong Revenue Growth: Revenue run‑rate surpassed $1B by late 2025 and rose further into 2026, alongside sharp increases in payment volumes. Company updates and reputable coverage consistently point to multi‑year acceleration across revenue and usage.

Investor Backing & Capital Strength: Successive late‑stage rounds in 2025–2026 lifted valuation from roughly the mid‑single‑digit billions to around $11B+, supplying substantial capital for product and market expansion. The scale and cadence of funding indicate strong confidence in the business trajectory.

Market Expansion: The company broadened its regulated footprint across many new markets, established a second global HQ in San Francisco, and committed large multi‑year investments in the U.S. and EMEA. A wide license base (80+ approvals) supports operations across 200+ countries/regions.

Investor Backing & Capital Strength: A $21M Series A co-led by PayPal Ventures and Portage is documented by both the company and its investors, indicating strong external confidence and runway. CBInsights records the round’s close in late 2024 with public announcements on January 29, 2025.

Innovation-Driven Growth: Ongoing product releases—Formance Platform modules, new connectors, and tools like Formance Studio—alongside an active open-source ledger repo with sustained commits and community traction point to accelerating innovation. Blog posts and changelogs through August 2026 reinforce a steady build cadence.

Market Expansion: Offices in London, Paris, and New York and hiring across sales, engineering, and compliance signal a push into the U.S. and broader Europe. Public materials consistently frame the Series A as funding geographic expansion and go-to-market scale-up.

Strong Revenue Growth: Recent quarters show sharp year-over-year increases in net revenue, surpassing the billion‑dollar mark per quarter as GMV and transaction volume expand. Feedback suggests this momentum is broad‑based across multiple operating metrics rather than isolated to a single line item.

Profitability: GAAP operating income and net income turned positive in fiscal 2026 quarters, signaling improved operating leverage and margins. Company filings indicate this profitability coincides with higher volumes rather than coming solely from cost actions.

Market Expansion: Active consumers and merchants increased meaningfully, with transactions per active consumer also rising. Direct‑to‑consumer offerings—especially the Affirm Card—scaled rapidly and diversified activity beyond the largest partners.

Market Expansion: Customer go‑lives are accelerating, with 11 institutions live in Q3 2025 and 14 more in Q4 2025 on Narmi One. Larger institutions such as the $23.2B‑asset Beacon Bank launched across consumer and business channels, indicating movement up‑market.

Product Line Growth: Narmi introduced Narmi Lend and maintains a steady cadence of releases via its What’s New feed, including AI DecisionAssist. The unified Narmi One platform spans lending, payments/FedNow integrations, fraud, and admin tooling.

Strategic Partnerships: Ecosystem reach is expanding through partnerships such as FIS resale of Bill Pay and Zelle and a Fiserv AppMarket listing. Additional alliances (e.g., Ninth Wave, BankBound, PortX) and an expanded 2026 Innovators Retreat signal rising market engagement.

Strong Revenue Growth: Revenue accelerated 22% year over year in Q2 2026 to $98.7 million, which management called the strongest quarterly growth in over four years, and full‑year 2026 revenue guidance was raised to $400–$410 million. GMV reviewed also increased 13% year over year, reinforcing top‑line momentum.

Healthy Cash Flow: Q2 2026 delivered $12.9 million in free cash flow, and the company ended the quarter with roughly $223.6 million in cash and investments with no debt. Management also signaled expectations for robust full‑year cash generation.

Market Expansion: New logo wins across regions and verticals, growth in non‑card/ACH risk models, and adoption of the ARIA AI assistant contributed to Q2 performance. Recent partnerships (e.g., Marqeta; SB Payment Service; Paygent; Outpayce/Amadeus) further broaden distribution and demand.