Top Payments Companies in NYC, NY (316)

Resilient & Sustainable Growth: Recent disclosures indicate modest, continued revenue expansion, including mid‑single‑digit year-over-year growth, supported by recurring demand in utilities, government, and insurance. This pattern points to steady momentum rather than rapid swings.

Strong Market Position & Advantage: The company serves 250+ enterprise clients and reaches over 40% of U.S. and Canadian households, signaling deep penetration in essential-service verticals. This embedded footprint provides a sizable base for incremental adoption and cross-sell.

Innovation-Driven Growth: Product launches such as the cloud-native KUBRA HQ platform and AI-driven IVR+ and IncidentWatch+ show ongoing investment across billing, payments, and communications. These additions broaden capabilities and can open new growth avenues.

Strategic Partnerships: Partnerships with Coinbase, Mastercard, Visa, and Jack Henry are expanding Moov’s capabilities and distribution, including stablecoin payments and bank-integrated services. Feedback suggests these alliances open access to more than 1,000 community banks and credit unions and create new product routes like Rapid Transfers and Moov Money.

Product Line Growth: Launches such as Moov Money alongside additions like real-time payments, multiple wallets, and digital-wallet-based disbursements indicate steady broadening beyond core infrastructure. Feedback suggests these capabilities extend Moov’s reach from developer-focused rails into consumer-facing and bank-distributed payment experiences.

Market Expansion: Distribution through Jack Henry’s platform and reported reach to 1,000+ community banks and credit unions point to expanding access to financial institutions. Live rollouts at 65 institutions with another 170 implementing suggest a widening deployment footprint.

Strong Revenue Growth: Net revenue has risen at double-digit rates across FY 2025 and H1 2026, alongside a similar step-up in processed volumes. Management also raised its full‑year growth outlook, indicating confidence in continued expansion.

Profitability: Earnings expanded meaningfully in 2025 with a higher EBITDA margin, and profitability continued to increase in H1 2026. While costs rose, operating profit remained at a high level.

Product Line Growth: The company is broadening beyond core processing into embedded finance, AI-enabled commerce, loyalty, and usage-based billing. Expansion of in‑store/unified commerce and platform offerings adds new revenue opportunities.

Strong Revenue Growth: Recent results indicate revenue increased year over year and sequentially, with quarterly revenue reaching roughly the mid‑teens in billions and full-year 2025 revenue rising markedly versus 2024. Earnings also improved in recent quarters alongside higher lending activity.

Market Expansion: The Discover acquisition expanded scale and added a proprietary payment network, with payment‑network volume increasing sharply as Capital One debit customers moved onto the Discover rails. Lending and purchase volumes also grew across cards, consumer banking, and auto, indicating broader reach.

Strong Market Position & Advantage: Capital One holds a leading position in U.S. credit cards and consumer banking, becoming the largest U.S. credit card issuer by balances after integrating Discover. This scale, combined with strong transaction activity, supports a durable competitive footprint.

Strong Revenue Growth: Net revenue rose 16% in 2025 and increased 14% year over year in Q2 2026, alongside gains in gross dollar volume, cross-border volume, and switched transactions. Feedback suggests this growth spans both the core network and international activity.

Profitability: Operating income and net income grew faster than revenue in Q2 2026 (operating income +17%, net income +19%), with full-year 2025 also showing double-digit profit increases. These results indicate operating leverage and earnings expansion alongside sales growth.

Diversified Revenue Streams: Value-added services and solutions grew roughly 18%–23% in recent periods and now comprise a substantial share of total revenue, including cybersecurity, fraud prevention, authentication, and analytics. This broadens the business beyond card transactions and supports continued expansion.

Strong Revenue Growth: Afterpay-related revenue increased in Block’s latest reporting, with Afterpay Post-Purchase contributing higher year-over-year dollars in Q2 and the first half of 2026. Filings indicate the BNPL product is scaling within the parent company’s results.

Strong Market Position & Advantage: Independent estimates place Afterpay/Block in a leading position in U.S. BNPL issuance and Pay-in-4 lending. This standing suggests competitive advantage as the service expands into more everyday spending categories.

Customer Loyalty & Retention: Company materials describe the vast majority of gross merchandise value coming from returning customers. This repeat usage points to durable engagement across its merchant network.

Market Expansion: Customer acquisition and deployment activity accelerated, with a reported 32% customer-base increase in 2024 and 14 financial institutions going live in Q4 2025 alongside 15 new institutions added during 2025. Announced selections and implementations into 2026, including CTBC Bank USA and enterprise-scale deployments like Beacon Bank, indicate continued reach into larger institutions.

Product Line Growth: The platform broadened beyond digital banking and account opening to include continued development of Narmi One, the launch of Narmi Lend, and expansion into AI-enabled services and an AI Marketplace. This widening portfolio creates more opportunities to sell additional capabilities across existing and new financial-institution customers.

Innovation-Driven Growth: Rapid uptake of new AI features is highlighted by 16 institutions going live with AI DecisionAssist within two months, alongside initiatives like the Grasshopper Bank MCP server. These moves suggest innovation is a meaningful catalyst for adoption and expansion across the customer base.

Strong Revenue Growth: Revenue is reported to have increased tenfold in the 12 months before January 2025, indicating sharp commercial acceleration. The underlying starting and ending figures were not disclosed.

Investor Backing & Capital Strength: Funding is highlighted by a $21 million Series A co-led by PayPal Ventures and Portage to support U.S. and European expansion and platform development. This level of capital suggests capacity to invest in growth.

Market Expansion: Geographic presence includes new offices in New York and London, with stated priorities around U.S. and European expansion. Hiring materials describe a push into U.S. enterprise sales and plans to grow the team beyond 40.

Strong Revenue Growth: Reported figures indicate expansion from about $140M in 2022 to roughly $350M in 2024, with the company later stating it was on track to exceed $500M in net revenue for FY2026. While metrics differ across sources, the directional trend points to meaningful top-line growth.

Customer Loyalty & Retention: Leadership reported all-time highs in customer satisfaction and retention, and commercial leaders cited average customer tenures of more than seven years. The customer base was also described as rising from nearly 9,000 (2022) to 12,000+ (2024–2025) and approximately 15,000 by 2026.

Product Line Growth: Offerings have expanded beyond the core PEO into standalone payroll, international employment services, and additional health-benefit options. Continued technology investment, including a reported $100M in R&D during 2024, underscores a push to broaden and improve the platform.

Investor Backing & Capital Strength: External capital support is considered robust, with a $20 million Series A led by a strategic investor and an announced debt facility of up to $100 million to finance customer purchases. These resources position the company to scale originations and operations.

Strategic Partnerships: Partnerships with established technology vendors and infrastructure providers, including enterprise compute and GPU-focused programs, indicate expanding commercial channels. Customer stories with firms such as HPE, Lambda, and others suggest traction across software and AI infrastructure use cases.

Market Expansion: The offering has broadened from software financing into cloud, GPU/compute, hardware, and vendor-branded credit programs. Recent launches, including an AI-enabled agent and a refreshed platform, point to continued product and market development.

Strong Revenue Growth: Revenue is considered to be expanding strongly over multiple years, with recent quarters delivering double-digit increases and an upgraded full‑year outlook. Underlying demand also appears robust as gross booking volume and new signed enterprise bookings have risen sharply.

Market Expansion: The customer base has grown to more than 12,500 with record new signed enterprise bookings and expansion into regions such as Europe and India. Added offerings like meetings and events further broaden the company’s reach across segments and geographies.

Healthy Cash Flow: Operating cash flow and free cash flow turned positive for the latest full fiscal year, and the company reported positive cash generation in a recent quarter. This suggests improving operating leverage even as the business scales.

Strong Revenue Growth: Square’s segment revenue increased 10% in 2025 and rose 16% year over year in Q2 2026, pointing to renewed topline momentum. These gains accompany rising seller activity and broader ecosystem adoption.

Profitability: Gross profit reached about $1.16 billion in Q2 2026, up 13% year over year, after a 9% increase for full-year 2025. The trend indicates improving economic contribution from processing, software, and financial services.

Market Expansion: International GPV grew 28% year over year in Q2 2026 while U.S. GPV rose 10%, alongside traction with larger merchants and vertical solutions such as restaurants and banking. These patterns suggest widening geographic and segment reach.

Strong Revenue Growth: Reported revenue has accelerated for multiple consecutive years into 2026, indicating sustained top-line momentum. This trajectory appears tied to expanding usage of its banking, credit-building, and liquidity features.

Investor Backing & Capital Strength: The company secured a new Series E equity round in 2026, adding fresh capital from established investors. This financing supports continued expansion and signals confidence in the firm’s growth prospects.

Product Line Growth: The platform has moved beyond basic checking into products such as paycheck advances, credit building, and peer payments (e.g., Current Max and Pay Anyone). This broadened suite creates more avenues to attract customers and deepen engagement per member.

Profitability: Gross profit is rising strongly year over year, indicating expanding earnings power in the Cash App segment. This momentum is paired with gains across card spending, banking, and lending.

Diversified Revenue Streams: Expansion beyond peer-to-peer into banking, investing, lending, card, buy-now-pay-later, and commerce provides multiple monetization levers. Growth in primary banking activity and lending originations suggests broader product contribution to results.

Cost & Operational Efficiency: Operating discipline and AI-enabled processes are enabling more output with a smaller workforce. Financial performance improving alongside restructuring points to efficiency gains rather than scale-driven headcount growth.

Strong Market Position & Advantage: USDC in circulation reached $73.3 billion at the end of Q2 2026 (up 19% year over year) while on-chain transaction volume jumped 151% to $14.8 trillion, signaling expanding network scale and usage. Disclosures also point to growth in meaningful wallets and continued standing as a top-tier stablecoin by supply.

Market Expansion: Plans to enter roughly 40 additional markets and rapid growth of the Circle Payments Network (175 enrolled institutions with annualized volume up 76% quarter over quarter) indicate widening geographic and institutional reach. Acquisitions and product rollouts aim to extend payments and infrastructure beyond the core stablecoin business.

Strategic Partnerships: Collaborations with firms such as Visa, BlackRock, BNY, DTCC, and Standard Chartered are expanding settlement, custody, and infrastructure pathways. These relationships reinforce institutional adoption alongside rising USDC activity and payments-network traction.

Investor Backing & Capital Strength: Investor support is substantial, including a $55 million Series B in February 2026 that brought cumulative funding to more than $73 million. The company states this capital is earmarked for R&D, AI product development, hiring, and market expansion.

Product Line Growth: Offerings have expanded from an initial claims-processing focus into AI agents for DRG validation, readmissions, emergency department reviews, and additional clinical claims workflows. Company materials also outline plans to move into further parts of the claims lifecycle.

Strong Hiring & Retention: Headcount growth is emphasized, with the team reported to have doubled during 2025. Open roles across engineering, product, strategy, and operations indicate continued scaling.

Strong Revenue Growth: Net revenue increased 21% year over year to $739.1 million in Q2 FY2027, while FY2026 net revenue was about $2.5 billion with continued double-digit momentum. This accompanies simultaneous growth in active customers and cross-border volumes.

Profitability: Income before tax reached about $660 million in FY2026 with an approximately 26% margin. Guidance indicated FY2027 margins around the top of a 20–25% target range.

Diversified Revenue Streams: Growth is broadening beyond transfers as non-cross-border products accounted for 52% of a recent quarter’s net revenue. Customer holdings and card spending also rose sharply, alongside expanding Wise Business and Wise Platform usage.

Strong Revenue Growth: Revenue is described as having surpassed the $1B mark with continued year-over-year increases into 2024. Evidence indicates momentum persisted through mid-2024, including higher run-rate revenue and rising bookings.

Product Line Growth: The platform broadened from websites into commerce, payments, financing, and AI-powered tools. Announcements in 2025–2026 indicate ongoing investment to deepen functionality for entrepreneurs and sellers.

Market Expansion: The absorption of Google Domains’ assets and millions of additional domains materially widened its funnel and recurring-services footprint. International investments, such as expanded operations in Ireland, further point to geographic scaling.

Strong Revenue Growth: Annualized revenue reached about $1.3B in March 2026 after surpassing $1B in October 2025. Earlier, the run rate was $720M in March 2025 with rapid year-over-year expansion, showing momentum at larger scale.

Market Expansion: International presence is widening through concrete moves such as a multi‑year plan to invest roughly $1.1B in Europe and targeted U.S. capability expansion via acquisitions like OpenPay. Regional results in places like Singapore and broader licensing additions indicate growth beyond initial markets.

Investor Backing & Capital Strength: Successive late-stage rounds—$300M (May 2025), $330M (Dec 2025), and $320M (June 2026)—raised the company’s valuation from $6.2B to $11B. This progression signals strong access to capital to fund expansion.

Strong Revenue Growth: Feedback suggests ARR reportedly doubled year over year and was expected to at least double again, signaling rapid top-line momentum. While company-reported rather than audited, this is the clearest quantitative indicator provided.

Strong Market Position & Advantage: Feedback suggests adoption across more than 5,000 childcare programs and nationwide reach indicate meaningful scale and positioning. The September 2026 acquisition by Procare further underscores strategic relevance within the category.

Innovation-Driven Growth: Feedback suggests expansion from communications into billing, payroll, enrollment, reporting, subsidy management, and AI tools is broadening the platform’s value proposition. Frequent releases and a childcare-focused AI assistant point to ongoing product-led growth.