Top Tech Jobs & Startup Jobs in NYC, NY

The Principal Data Scientist will design, develop, and deploy machine learning models, innovating methodologies and collaborating across teams to enhance financial decision-making and risk management.

The Principal Business Analyst will lead initiatives to optimize underwriting and acquisition strategies, leveraging data analysis and collaborating with cross-functional teams to improve profitability and credit risk.

Lead a data science team focused on credit risk modeling: design, develop, deploy, and manage production machine learning models. Partner cross-functionally to improve data sources, modeling methodology, risk management, and team capabilities.

Lead strategy and creative direction for paid digital and social acquisition across platforms (TikTok, Meta, Snapchat, YouTube, CTV). Build and run always-on testing programs, manage digital creative spend and agencies, and partner with content, product, analytics, and compliance to optimize paid-to-owned conversion paths and improve prospect acquisition volume and quality.

Lead marketing operations for direct marketing campaigns in a regulated environment. Own process design, governance, digital asset management, QA/audit controls, vendor and team management, operational reporting, and identify automation opportunities to improve cycle times and compliance while scaling from direct mail into digital channels.

Lead data-driven contact strategy for delinquent customer outreach. Design and run Champion/Challenger tests across email, phone, and digital channels, build segmented outreach schedules, measure channel mix performance, and deliver a roadmap and executive-facing insights to optimize recovery, customer experience, and operational cost tradeoffs.

Own and optimize real-time authorization and transaction systems (TSYS TS2, Visa), monitor and tune auth rules, partner with Fraud, Product, and Engineering, build testing and monitoring infrastructure (Snowflake, SQL), manage token/virtual card lifecycle, and support TS2 core backup and vendor interactions.

Provide legal support for Finance and Capital Markets, lead ABS, debt and M&A transactions, draft and negotiate financing and vendor agreements, support IPO/SEC reporting readiness, manage outside counsel, monitor legal/market developments, and assist with corporate governance and board/committee materials.

Own daily cash management and liquidity operations: monitor cash positions, execute wires/ACH, maintain cash flow forecasts, perform bank reconciliations, support AP/AR and cross-functional reporting, assist with controls/audit and compliance, and deliver ad hoc treasury analysis to support the Senior Treasury Manager.

Own analytics, modeling, reporting, and recommendations for portfolio management. Design underwriting and pricing for multicard and line-extension strategies, test rewards upgrades and purchase incentives to boost engagement, and partner with risk, data science, and engineering to operationalize strategies and defend recommendations to stakeholders.